Skip to main content
ZipVitals

ZIP code

48464

in Otter Lake, MichiganPopulation 2,152

47.61/ 100

Ranked #19,429 of 32,066 US ZIPs (bottom 39%)

Ranked #652 of 973 Michigan ZIPs (bottom 33%)

Ranked #158 of 215 Detroit-Warren-Dearborn, MI ZIPs (bottom 27%)

Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.

Robust across all 9 health domains

What defines this ZIP

Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.

Arsenic in groundwater

35.8%

in the top 2.2% nationally

Lower is healthier

ST92nd
US98th
Definition & source ›

The modeled probability that untreated groundwater in this area — the source private wells draw on — exceeds the federal arsenic limit of 10 micrograms per liter.

A modeled likelihood for untreated groundwater, the source drawn on by private wells, which are federally unregulated. It is not a measurement of treated water delivered by a public system, and it is not a test of any individual well.

Full methodology ›

Floodplain exposure

0.22%

in the bottom 8.2% nationally

Lower is healthier

ST21st
US8th
Definition & source ›

The share of this ZIP’s land area inside FEMA’s 1%-annual-chance floodplain — the “100-year” flood zone, where flooding has about a 1-in-100 chance in any given year.

Measured from FEMA’s mapped flood panels. Where a panel has not been mapped, no value is published for that ZIP — those ZIPs are absent from this comparison rather than counted as unexposed.

Full methodology ›

Homeownership rate

95.1%

in the top 8.5% nationally

Higher is healthier

ST91st
US92nd
Definition & source ›

The share of occupied homes that are owned, rather than rented, by the people living in them.

Full methodology ›

Natural-disaster risk

in the bottom 8.6% nationally

Lower is healthier

ST15th
US9th
Definition & source ›

This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.

Full methodology ›

Unemployment rate

10.3%

in the top 9.1% nationally

Lower is healthier

ST91st
US91st
Definition & source ›

The share of the civilian labor force that is unemployed.

Full methodology ›

Home broadband subscription

78%

in the bottom 13.6% nationally

Higher is healthier

ST7th
US14th
Definition & source ›

The share of households with a broadband internet subscription.

Full methodology ›

The read

In its overall standing, Otter Lake, Michigan (ZIP 48464) lands in the bottom 39% nationally (19,429th) and the bottom 33% of Michigan (652nd).

continue reading

Taken together, the data gives a genuinely mixed reading: floodplain exposure registers in the bottom 8.2% nationally, homeownership resides in the top 8.5% nationally, and modeled disaster risk settles in the bottom 8.6% nationally. Modeled loud transportation noise is at the national minimum, shared with about 22% of ZIPs. Crowded housing sits at the national minimum, shared with about 29% of ZIPs. On the other side, modeled arsenic lands in the top 2.2% nationally, and unemployment lies in the top 9.1% nationally. Home broadband subscription stands in the bottom 13.6% nationally, and modeled energy burden rests in the top 11.0% nationally. Distance to a Superfund site registers in the bottom 16% nationally.

Put simply, arsenic is a natural groundwater contaminant, here a modeled estimate of the chance private-well levels exceed a benchmark. Disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Distance to a Superfund site is an abandoned or uncontrolled hazardous-waste site the EPA has identified for cleanup. On the overall standing, ZIP 48421, just across the boundary, ranks healthier.

What’s driving this score

Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Detroit-Warren-Dearborn, MI metro area.

Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.

Compare within

Lifting this score

Preventive Care

healthier than 67%

13%

Climate / Disaster Risk

healthier than 94%

5%

About typical

Environmental Hazard

healthier than 60%

14%

Risk Behavior

healthier than 41%

11%

Disability

healthier than 42%

7%

Holding it back

Chronic Disease Burden

healthier than 36%

21%

Social Need / SDOH

healthier than 16%

16%

Mental Health

healthier than 19%

8%

Healthcare Access

healthier than 20%

5%

Lifting this score

Climate / Disaster Risk

healthier than 86%

5%

About typical

Environmental Hazard

healthier than 49%

14%

Mental Health

healthier than 49%

8%

Holding it back

Chronic Disease Burden

healthier than 39%

21%

Social Need / SDOH

healthier than 15%

16%

Preventive Care

healthier than 33%

13%

Risk Behavior

healthier than 28%

11%

Disability

healthier than 39%

7%

Healthcare Access

healthier than 14%

5%

Lifting this score

Environmental Hazard

healthier than 79%

14%

Climate / Disaster Risk

healthier than 95%

5%

Holding it back

Chronic Disease Burden

healthier than 20%

21%

Social Need / SDOH

healthier than 19%

16%

Preventive Care

healthier than 29%

13%

Risk Behavior

healthier than 35%

11%

Mental Health

healthier than 33%

8%

Disability

healthier than 27%

7%

Healthcare Access

healthier than 5%

5%

“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›

Nearby & similar ZIPs

Editorially selected — see how this ZIP compares to nearby and similar places.

How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured

Evidence

Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.

Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
MeasureCrude prevalence95% CI
Arthritis among adults32.7%29.8–35.9
High blood pressure among adults37.9%34.4–41.7
Cancer (non-skin) or melanoma among adults10.3%9.4–11.2
Current asthma among adults11.8%10.7–13.1
Coronary heart disease among adults7.9%7.2–8.8
Chronic obstructive pulmonary disease among adults9.7%8.6–11.0
Depression among adults26.9%23.8–30.5
Diagnosed diabetes among adults12.2%10.8–13.8
High cholesterol among adults who have ever been screened37.1%33.5–40.9
Obesity among adults36.3%30.0–43.2
Stroke among adults4.0%3.6–4.4
All teeth lost among adults aged >=65 years13.9%11.7–16.4
PreventionCDC PLACES 2022 / 2023 · BRFSS
MeasureCrude prevalence95% CI
Current lack of health insurance among adults aged 18-64 years7.2%5.9–8.8
Taking medicine to control high blood pressure among adults with high blood pressure78.4%75.9–80.8
Visits to doctor for routine checkup within the past year among adults79.5%76.5–82.3
Cholesterol screening among adults87.2%85.4–88.7
Colorectal cancer screening among adults aged 45–75 years67.9%63.8–71.8
Visited dentist or dental clinic in the past year among adults65.6%62.4–68.7
Mammography use among women aged 50-74 years75.2%69.0–80.9
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
MeasureCrude prevalence95% CI
Binge drinking among adults16.4%14.0–19.2
Current cigarette smoking among adults17.2%14.8–19.8
No leisure-time physical activity among adults26.6%22.7–30.8
Short sleep duration among adults35.4%30.5–40.7
Health StatusCDC PLACES 2023 · BRFSS
MeasureCrude prevalence95% CI
Fair or poor self-rated health status among adults20.7%18.0–23.5
Frequent mental distress among adults18.2%16.4–20.3
Frequent physical distress among adults15.7%14.0–17.6
DisabilityCDC PLACES 2023 · BRFSS
MeasureCrude prevalence95% CI
Cognitive disability among adults15.7%13.9–17.5
Any disability among adults34.0%30.2–38.3
Hearing disability among adults8.5%7.7–9.4
Independent living disability among adults9.3%8.3–10.4
Mobility disability among adults15.8%13.9–18.0
Self-care disability among adults4.1%3.7–4.6
Vision disability among adults5.1%4.6–5.7
Health-Related Social NeedsCDC PLACES 2023 · BRFSS
MeasureCrude prevalence95% CI
Lack of social and emotional support among adults23.3%20.2–26.6
Food insecurity in the past 12 months among adults14.0%11.7–16.3
Received food stamps in the past 12 months among adults13.1%11.0–15.4
Housing insecurity in the past 12 months among adults10.6%9.1–12.3
Lack of reliable transportation in the past 12 months among adults7.7%6.7–8.6
Loneliness among adults31.3%27.0–35.7
Utility services shut-off threat in the past 12 months among adults7.5%6.5–8.6
Community & economyCensus ACS 5-Year · 2024 release · observed
MeasureValueUS median (p10–p90)MI median (p10–p90)
Poverty rate14.9%10.6% (3.1–25.8%) n=32,36410.7% (4.3–22.3%) n=974
Uninsured 18–642.6%9.0% (1.5–24.3%) n=32,2866.8% (2.5–13.5%) n=975
No HS diploma (25+)8.4%7.9% (1.8–20.7%) n=32,5056.7% (2.5–14.2%) n=974
Bachelor's or higher (25+)14.6%23.3% (9.2–53.6%) n=32,50522.1% (11.4–48.3%) n=974
Unemployment rate (16+)10.3%3.9% (0.0–9.8%) n=32,2744.6% (1.3–10.0%) n=974
Households without a vehicle2.5%3.9% (0.0–12.5%) n=32,3224.5% (0.9–10.8%) n=973
Broadband subscription78.0%89.3% (75.1–97.1%) n=32,32288.8% (79.5–95.5%) n=973
Housing cost burden (≥30% income)22.3%23.7% (10.6–40.0%) n=32,32222.5% (14.8–32.9%) n=973
Homeownership rate95.1%78.7% (51.7–94.0%) n=32,32285.3% (62.2–94.6%) n=973
Crowded housing (>1 per room)0.0%1.3% (0.0–6.3%) n=32,3221.1% (0.0–3.6%) n=973
Foreign-born population1.3%2.6% (0.0–18.6%) n=32,5531.8% (0.3–10.0%) n=975
Single-parent households74.5%53.6% (37.3–74.1%) n=32,08756.5% (43.6–74.2%) n=970
Population 65+26.5%19.4% (10.8–33.6%) n=32,55320.5% (13.7–35.2%) n=975
Median age49.9 yr42.2 yr (33.0–56.3) n=32,29243.6 yr (35.2–58.2) n=974
Median household income$81,417$72,070 ($46,039–$118,707) n=30,318$68,216 ($47,282–$105,129) n=962
Median home value$206,000$222,200 ($100,300–$579,820) n=30,049$192,350 ($116,360–$355,650) n=952
Median gross rent$1,333$1,021 ($677–$1,912) n=25,670$972 ($719–$1,368) n=849
Life expectancyNCHS / RWJF USALEEP · model-based
MeasureValueUS median (p10–p90)MI median (p10–p90)
Life expectancy at birth76.1 yr ± 1.5178.9 yr (74.7–82.8) n=31,30878.6 yr (75.7–81.6) n=940

About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 1.51 years of 76.1, and it’s very unlikely to be off by more than twice that.

More ZIPs to explore ▾

How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured