ZIP code
60538
in Montgomery, IllinoisPopulation 30,514
55.65/ 100
Ranked #8,683 of 32,066 US ZIPs (top 27%)
Ranked #318 of 1,368 Illinois ZIPs (top 23%)
Ranked #205 of 374 Chicago-Naperville-Elgin, IL-IN ZIPs (bottom 45%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Expected annual disaster loss
$0
in the top 3.1% nationally
Lower is healthier
ST92ndUS97thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Binge drinking
19.7%
in the top 7.4% nationally
Lower is healthier
ST89thUS93rdDefinition & source ›
The estimated share of adults who report binge drinking — five or more drinks on one occasion for men, four or more for women.
Full methodology ›Natural-disaster risk
in the top 8.8% nationally
Lower is healthier
ST92ndUS91stDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Coronary heart disease
4.7%
in the bottom 7.0% nationally
Lower is healthier
ST6thUS7thDefinition & source ›
The estimated share of adults who have been told by a health professional that they have coronary heart disease or angina.
Full methodology ›High cholesterol
31.9%
in the bottom 6.3% nationally
Lower is healthier
ST4thUS6thDefinition & source ›
The estimated share of adults with high cholesterol, among those who have ever been screened for it.
Full methodology ›Hearing disability
5.3%
in the bottom 9.0% nationally
Lower is healthier
ST9thUS9thDefinition & source ›
The estimated share of adults who are deaf or have serious difficulty hearing.
Full methodology ›High blood pressure
29.2%
in the bottom 8.7% nationally
Lower is healthier
ST8thUS9thDefinition & source ›
The estimated share of adults who have been told by a health professional that they have high blood pressure.
Full methodology ›Colon-cancer screening
58.3%
in the bottom 9.9% nationally
Higher is healthier
ST9thUS10thDefinition & source ›
The estimated share of adults aged 45–75 who are up to date on colorectal-cancer screening.
Full methodology ›Stroke
2.6%
in the bottom 8.3% nationally
Lower is healthier
ST7thUS8thDefinition & source ›
The estimated share of adults who have been told by a health professional that they have had a stroke.
Full methodology ›Fiber broadband
93.4%
in the top 12.3% nationally
Higher is healthier
ST95thUS88thDefinition & source ›
The share of homes where fiber-optic internet service is available.
Full methodology ›The read
Overall, Montgomery, Illinois (ZIP 60538) lands in the top 27% healthiest ZIPs nationally (8,683rd) and the top 23% of Illinois (318th).
The measures that set this area apart are worth putting up front: modeled coronary heart disease rests in the bottom 7.0% nationally, and high cholesterol stands in the bottom 6.3% nationally. Modeled hearing disability lies in the bottom 9.0% nationally, and high blood pressure lands in the bottom 8.7% nationally. Modeled stroke sits in the bottom 8.3% nationally, and fatal road crashes is in the bottom 11.8% nationally. Set against that, modeled expected annual loss settles in the top 3.1% nationally, binge drinking resides in the top 7.4% nationally, and disaster risk registers in the top 8.8% nationally. Modeled colon screening rests in the bottom 9.9% nationally.
Set beside the nearby areas, outer-floodplain exposure runs far higher than the surrounding ZIPs on this measure. A note on the terms: expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. For a healthier nearby comparison, ZIP 60503, just across the boundary, ranks better overall.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Chicago-Naperville-Elgin, IL-IN metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Chronic Disease Burden
healthier than 87%
21%
Mental Health
healthier than 73%
8%
Disability
healthier than 81%
7%
Healthcare Access
healthier than 74%
5%
About typical
Social Need / SDOH
healthier than 54%
16%
Risk Behavior
healthier than 45%
11%
Climate / Disaster Risk
healthier than 43%
5%
Holding it back
Environmental Hazard
healthier than 17%
14%
Preventive Care
healthier than 20%
13%
Lifting this score
Chronic Disease Burden
healthier than 88%
21%
Social Need / SDOH
healthier than 63%
16%
Mental Health
healthier than 72%
8%
Disability
healthier than 78%
7%
Healthcare Access
healthier than 77%
5%
About typical
Risk Behavior
healthier than 43%
11%
Holding it back
Environmental Hazard
healthier than 27%
14%
Preventive Care
healthier than 11%
13%
Climate / Disaster Risk
healthier than 25%
5%
Lifting this score
Chronic Disease Burden
healthier than 66%
21%
Environmental Hazard
healthier than 60%
14%
About typical
Disability
healthier than 52%
7%
Healthcare Access
healthier than 45%
5%
Holding it back
Social Need / SDOH
healthier than 38%
16%
Preventive Care
healthier than 22%
13%
Risk Behavior
healthier than 35%
11%
Mental Health
healthier than 36%
8%
Climate / Disaster Risk
healthier than 14%
5%
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
3 of our published findings list this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Below what income predicts
The ZIP codes that outlive their incomes
Estimated life expectancy is 78.8 ± 1.1 years. A median household income of $97,131 predicts 80.0 years — 1.2 years below.
Ranked #1,550 of the 5,842 ZIP codes this finding names, ordered by years above what income predicts, highest first.
Below its nearby ZIPs
The ZIP codes that outlive their neighbors
Estimated life expectancy is 78.8 ± 1.1 years. The 47 nearest ZIP codes with estimates average 80.8 years — 2.0 years below them.
Ranked #1,589 of the 3,687 ZIP codes this finding names, ordered by years above the nearby-ZIP average, highest first.
Heavy environment, light chronic burden
Where the environment and chronic illness point in opposite directions
Environmental-hazard standing 17.2; chronic-disease standing 87.2 — 70 points apart, heavier on the environment than it is on chronic illness.
Ranked #16,385 of the 18,187 ZIP codes this finding names, ordered by the gap from cleanest environment to heaviest chronic burden, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
60503
Illinoisshares a border
Score 66.04
Closest healthier
60504
Illinoisshares a border
Score 63.60
Similar health profile
30011
Georgia98% similar profile
Score 54.42
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 20.9% | 18.7–23.2 |
| High blood pressure among adults | 29.2% | 26.2–32.4 |
| Cancer (non-skin) or melanoma among adults | 6.2% | 5.7–6.8 |
| Current asthma among adults | 9.8% | 8.8–10.9 |
| Coronary heart disease among adults | 4.7% | 4.3–5.1 |
| Chronic obstructive pulmonary disease among adults | 5.2% | 4.7–5.8 |
| Depression among adults | 19.8% | 17.3–22.7 |
| Diagnosed diabetes among adults | 10.2% | 9.0–11.4 |
| High cholesterol among adults who have ever been screened | 31.9% | 28.6–35.4 |
| Obesity among adults | 40.0% | 34.1–46.6 |
| Stroke among adults | 2.6% | 2.4–2.8 |
| All teeth lost among adults aged >=65 years | 12.0% | 10.0–14.2 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 12.0% | 10.6–13.6 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 71.6% | 68.7–74.5 |
| Visits to doctor for routine checkup within the past year among adults | 75.3% | 72.1–78.5 |
| Cholesterol screening among adults | 85.9% | 84.3–87.5 |
| Colorectal cancer screening among adults aged 45–75 years | 58.3% | 53.9–62.6 |
| Visited dentist or dental clinic in the past year among adults | 63.4% | 60.1–66.5 |
| Mammography use among women aged 50-74 years | 73.9% | 67.2–79.7 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 19.7% | 16.9–22.8 |
| Current cigarette smoking among adults | 12.3% | 10.8–14.0 |
| No leisure-time physical activity among adults | 22.7% | 19.7–26.2 |
| Short sleep duration among adults | 36.4% | 31.3–41.8 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 17.8% | 16.0–19.9 |
| Frequent mental distress among adults | 16.5% | 15.0–18.4 |
| Frequent physical distress among adults | 12.0% | 10.8–13.3 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 13.3% | 12.0–14.8 |
| Any disability among adults | 26.0% | 23.0–29.3 |
| Hearing disability among adults | 5.3% | 4.7–5.9 |
| Independent living disability among adults | 7.1% | 6.5–7.9 |
| Mobility disability among adults | 10.9% | 9.7–12.3 |
| Self-care disability among adults | 3.2% | 2.9–3.4 |
| Vision disability among adults | 4.6% | 4.3–5.0 |
Health-Related Social NeedsCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Lack of social and emotional support among adults | 26.3% | 23.5–29.4 |
| Food insecurity in the past 12 months among adults | 15.8% | 14.2–17.6 |
| Received food stamps in the past 12 months among adults | 13.0% | 11.4–14.6 |
| Housing insecurity in the past 12 months among adults | 14.3% | 12.8–15.9 |
| Lack of reliable transportation in the past 12 months among adults | 8.1% | 7.4–9.0 |
| Loneliness among adults | 34.2% | 30.4–38.3 |
| Utility services shut-off threat in the past 12 months among adults | 8.0% | 7.2–9.0 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | IL median (p10–p90) |
|---|---|---|---|
| Poverty rate | 7.3% | 10.6% (3.1–25.8%) n=32,364 | 9.4% (3.4–21.4%) n=1,378 |
| Uninsured 18–64 | 5.7% | 9.0% (1.5–24.3%) n=32,286 | 6.6% (1.7–15.2%) n=1,375 |
| No HS diploma (25+) | 9.6% | 7.9% (1.8–20.7%) n=32,505 | 6.5% (2.1–16.1%) n=1,377 |
| Bachelor's or higher (25+) | 25.6% | 23.3% (9.2–53.6%) n=32,505 | 21.6% (9.3–49.2%) n=1,377 |
| Unemployment rate (16+) | 5.5% | 3.9% (0.0–9.8%) n=32,274 | 4.2% (0.7–10.0%) n=1,375 |
| Households without a vehicle | 1.0% | 3.9% (0.0–12.5%) n=32,322 | 3.9% (0.0–11.8%) n=1,377 |
| Broadband subscription | 95.7% | 89.3% (75.1–97.1%) n=32,322 | 89.4% (77.4–96.0%) n=1,377 |
| Housing cost burden (≥30% income) | 32.2% | 23.7% (10.6–40.0%) n=32,322 | 21.2% (10.7–34.7%) n=1,377 |
| Homeownership rate | 81.3% | 78.7% (51.7–94.0%) n=32,322 | 80.9% (61.0–94.1%) n=1,377 |
| Crowded housing (>1 per room) | 1.9% | 1.3% (0.0–6.3%) n=32,322 | 0.9% (0.0–4.1%) n=1,377 |
| Foreign-born population | 13.6% | 2.6% (0.0–18.6%) n=32,553 | 1.4% (0.0–17.6%) n=1,378 |
| Single-parent households | 38.7% | 53.6% (37.3–74.1%) n=32,087 | 53.8% (39.6–70.3%) n=1,372 |
| Population 65+ | 12.0% | 19.4% (10.8–33.6%) n=32,553 | 19.4% (12.1–28.7%) n=1,378 |
| Median age | 35.9 yr | 42.2 yr (33.0–56.3) n=32,292 | 42.1 yr (34.3–52.1) n=1,373 |
| Median household income | $97,131 | $72,070 ($46,039–$118,707) n=30,318 | $75,429 ($50,714–$114,949) n=1,334 |
| Median home value | $267,300 | $222,200 ($100,300–$579,820) n=30,049 | $154,250 ($86,310–$346,100) n=1,332 |
| Median gross rent | $1,858 | $1,021 ($677–$1,912) n=25,670 | $934 ($675–$1,653) n=1,170 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | IL median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 78.8 yr ± 0.56 | 78.9 yr (74.7–82.8) n=31,308 | 78.9 yr (75.5–82.2) n=1,348 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.56 years of 78.8, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured