ZIP code
40941
in Garrard, KentuckyPopulation 269
14.96/ 100
Ranked #32,031 of 32,066 US ZIPs (bottom 0.2%)
Ranked #722 of 742 Kentucky ZIPs (bottom 2.7%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
Some domains have limited local data — read this Score as directional
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Tooth loss
36.7%
in the top 0.9% nationally
Lower is healthier
ST95thUS99thDefinition & source ›
The estimated share of adults aged 65 and older who have lost all of their natural teeth.
Full methodology ›Mammography
62.5%
in the bottom 1.3% nationally
Higher is healthier
ST1stUS1stDefinition & source ›
The estimated share of women aged 50–74 who had a mammogram within the past two years.
Full methodology ›Home broadband subscription
48.1%
in the bottom 1.4% nationally
Higher is healthier
ST2ndUS1stDefinition & source ›
The share of households with a broadband internet subscription.
Full methodology ›Natural-disaster risk
in the bottom 1.4% nationally
Lower is healthier
ST2ndUS1stDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Homeownership rate
19.1%
in the bottom 1.9% nationally
Higher is healthier
ST1stUS2ndDefinition & source ›
The share of occupied homes that are owned, rather than rented, by the people living in them.
Full methodology ›Households without a vehicle
32.8%
in the top 2.1% nationally
Lower is healthier
ST98thUS98thDefinition & source ›
The share of households with no vehicle available.
Full methodology ›PFAS in drinking water
78.4%
in the top 2.2% nationally
Lower is healthier
ST99thUS98thDefinition & source ›
The modeled probability that PFAS “forever chemicals” would be detected in untreated groundwater in this area, the source private wells draw on.
A modeled likelihood for untreated groundwater, the source drawn on by private wells, which are federally unregulated. It is not a measurement of treated water delivered by a public system, and it is not a test of any individual well.
Full methodology ›Floodplain exposure
47.4%
in the top 4.5% nationally
Lower is healthier
ST98thUS96thDefinition & source ›
The share of this ZIP’s land area inside FEMA’s 1%-annual-chance floodplain — the “100-year” flood zone, where flooding has about a 1-in-100 chance in any given year.
Measured from FEMA’s mapped flood panels. Where a panel has not been mapped, no value is published for that ZIP — those ZIPs are absent from this comparison rather than counted as unexposed.
Full methodology ›Expected annual disaster loss
$0
in the bottom 5.6% nationally
Lower is healthier
ST3rdUS6thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Fiber broadband
98.5%
in the top 5.9% nationally
Higher is healthier
ST88thUS94thDefinition & source ›
The share of homes where fiber-optic internet service is available.
Full methodology ›Cross-source signals
Combined exposures in this ZIP
More than one environmental exposure stands out in this ZIP. Each is established independently and shown on its own above; they are grouped here for context — not because one causes the other.
This area ranks among the highest 10% of US ZIP codes for both flood exposure and the share of households without a vehicle.
See the full flooding, evacuation & humid-heat analysis →
The read
On the coverage assembled to date, Garrard, Kentucky (ZIP 40941) lands in the bottom 0.2% nationally (32,031st) and the bottom 2.7% of Kentucky (722nd), based on limited data; treat as directional.
On the limited coverage here, the data still marks out some readings: modeled expected annual loss lands in the bottom 5.6% nationally, and fiber broadband registers in the top 5.9% nationally. Unemployment sits at the national minimum, shared with about 15% of ZIPs. On the other side, modeled tooth loss rests in the top 0.9% nationally, modeled mammography is in the bottom 1.3% nationally, and home broadband subscription stands in the bottom 1.4% nationally. Households without a vehicle settles in the top 2.1% nationally, modeled pfas lies in the top 2.2% nationally, and floodplain exposure resides in the top 4.5% nationally. Modeled transportation noise lands in the top 6.8% nationally.
Compared with the ZIPs it borders, park land runs far lower than the surrounding ZIPs on this measure. In plainer terms, pfas is the man-made "forever chemicals" that build up in the body and environment instead of breaking down; here a modeled estimate of the chance a private well contains them. Expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Floodplain exposure is land with about a 1-in-100 chance of flooding each year, nicknamed the "100-year floodplain". For a healthier nearby ZIP overall, look to ZIP 40962, just across the boundary.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Nothing measured is lifting this score.
About typical
Environmental Hazard
healthier than 44%
16%
Healthcare Access
healthier than 52%
6%
Holding it back
Social Need / SDOH
healthier than 9%
19%
Preventive CarePartial
healthier than 2%
15%
Climate / Disaster Risk
healthier than 10%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
Lifting this score
Environmental Hazard
in the top 0.6%
16%
Holding it back
Social Need / SDOH
in the bottom 0.00%
19%
Preventive CarePartial
in the bottom 0.00%
15%
Climate / Disaster Risk
in the bottom 0.00%
6%
Healthcare Access
in the bottom 0.00%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
40962
Kentuckyshares a border
Score 21.96
Closest healthier
40972
Kentuckyabout 2.7 mi away
Score 20.02
Similar health profile
74056
Oklahoma99% similar profile
Score 36.20
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| All teeth lost among adults aged >=65 years | 36.7% | 31.8–41.9 |
PreventionCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Colorectal cancer screening among adults aged 45–75 years | 57.8% | 51.6–63.3 |
| Visited dentist or dental clinic in the past year among adults | 45.8% | 41.9–49.8 |
| Mammography use among women aged 50-74 years | 62.5% | 52.4–71.7 |
Health Risk BehaviorsCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Short sleep duration among adults | 42.5% | 35.1–49.8 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | KY median (p10–p90) |
|---|---|---|---|
| Poverty rate | 20.1% | 10.6% (3.1–25.8%) n=32,364 | 17.1% (4.6–39.2%) n=747 |
| Uninsured 18–64 | 16.4% | 9.0% (1.5–24.3%) n=32,286 | 6.9% (0.0–16.5%) n=741 |
| No HS diploma (25+) | 60.9% | 7.9% (1.8–20.7%) n=32,505 | 13.7% (3.8–29.1%) n=748 |
| Bachelor's or higher (25+) | 0.0% | 23.3% (9.2–53.6%) n=32,505 | 14.8% (1.5–33.6%) n=748 |
| Unemployment rate (16+) | 0.0% | 3.9% (0.0–9.8%) n=32,274 | 3.8% (0.0–11.2%) n=733 |
| Households without a vehicle | 32.8% | 3.9% (0.0–12.5%) n=32,322 | 4.6% (0.0–15.0%) n=745 |
| Broadband subscription | 48.1% | 89.3% (75.1–97.1%) n=32,322 | 86.7% (71.5–97.1%) n=745 |
| Housing cost burden (≥30% income) | 32.8% | 23.7% (10.6–40.0%) n=32,322 | 20.9% (6.2–34.7%) n=745 |
| Homeownership rate | 19.1% | 78.7% (51.7–94.0%) n=32,322 | 78.0% (58.2–96.7%) n=745 |
| Crowded housing (>1 per room) | 0.0% | 1.3% (0.0–6.3%) n=32,322 | 0.7% (0.0–4.8%) n=745 |
| Foreign-born population | 0.0% | 2.6% (0.0–18.6%) n=32,553 | 0.3% (0.0–5.4%) n=749 |
| Single-parent households | 43.4% | 53.6% (37.3–74.1%) n=32,087 | 52.0% (34.7–75.0%) n=738 |
| Population 65+ | 16.0% | 19.4% (10.8–33.6%) n=32,553 | 18.2% (9.6–29.6%) n=749 |
| Median age | 62.0 yr | 42.2 yr (33.0–56.3) n=32,292 | 41.8 yr (32.3–53.9) n=738 |
| Median household income | — | $72,070 ($46,039–$118,707) n=30,318 | $57,097 ($34,611–$87,693) n=645 |
| Median home value | — | $222,200 ($100,300–$579,820) n=30,049 | $144,600 ($66,860–$265,120) n=643 |
| Median gross rent | $833 | $1,021 ($677–$1,912) n=25,670 | $821 ($592–$1,170) n=466 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | KY median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 70.1 yr ± 0.71 | 78.9 yr (74.7–82.8) n=31,308 | 74.8 yr (71.5–78.1) n=739 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.71 years of 70.1, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured