ZIP code
40245
in Louisville, KentuckyPopulation 39,835
62.42/ 100
Ranked #3,282 of 32,066 US ZIPs (top 10.3%)
Ranked #11 of 742 Kentucky ZIPs (top 1.5%)
Ranked #10 of 114 Louisville/Jefferson County, KY-IN ZIPs (top 8.8%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
Some domains have limited local data — read this Score as directional
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Expected annual disaster loss
$0
in the top 6.9% nationally
Lower is healthier
ST93rdUS93rdDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Energy-cost burden
1.6%
in the bottom 6.0% nationally
Lower is healthier
ST1stUS6thDefinition & source ›
The modeled share of household income spent on home energy bills — electricity, gas, and heating fuels.
A modeled share of household income spent on home energy. Estimates that hit the model’s 100% ceiling are suppressed rather than published, because at that point the figure reflects the model’s limit rather than a measured burden.
Full methodology ›Median household income
$122,948
in the top 8.7% nationally
Higher is healthier
ST98thUS91stDefinition & source ›
The middle household income in this ZIP — half of households earn more, half earn less — in dollars per year.
Full methodology ›Natural-disaster risk
in the top 10.1% nationally
Lower is healthier
ST94thUS90thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›PFOA in drinking water
85.8%
in the top 10.2% nationally
Lower is healthier
ST91stUS90thDefinition & source ›
The share of residents served by public water systems where PFOA, one of the man-made “forever chemicals,” was detected in EPA testing.
Measured from EPA records for the public water systems that serve this ZIP. Households on private wells — roughly 30% of the US population — are not covered by this measure, and this figure says nothing about their water.
Full methodology ›Fatal road crashes
3.8 per 100,000 residents per year
in the bottom 13.9% nationally
Lower is healthier
ST6thUS14thDefinition & source ›
The annual rate of fatal road crashes per 100,000 residents, pooled over a ten-year window.
A rate per resident population. Where a ZIP has too few residents for the rate to be reliable — about 30% of US ZIPs — no value is published rather than an unstable one; those ZIPs are absent from this comparison, not counted as crash-free.
Full methodology ›Tooth loss
7.8%
in the bottom 12.0% nationally
Lower is healthier
ST1stUS12thDefinition & source ›
The estimated share of adults aged 65 and older who have lost all of their natural teeth.
Full methodology ›Colon-cancer screening
70.8%
in the top 16% nationally
Higher is healthier
ST95thUS84thDefinition & source ›
The estimated share of adults aged 45–75 who are up to date on colorectal-cancer screening.
Full methodology ›Distance to a community health center
8.3 mi
in the top 25% nationally
Lower is healthier
ST93rdUS75thDefinition & source ›
The distance in miles from this ZIP’s edge to the nearest federally funded community health center, which serves patients regardless of ability to pay.
Full methodology ›The read
With only some of the sources reporting, ZIP 40245, one of several in Louisville, Kentucky lands in the top 10.3% healthiest ZIPs nationally (3,282nd) and the top 1.5% of Kentucky (11th), based on limited data; treat as directional.
Reading what data there is, a few things can be said: modeled energy burden resides in the bottom 6.0% nationally, and household income settles in the top 8.7% nationally. Distance to a nursing home is at the national minimum, shared with about 27% of ZIPs. Fatal road crashes sits in the bottom 13.9% nationally, and modeled tooth loss lands in the bottom 12.0% nationally. Home broadband subscription lies in the top 18% nationally. Working the other way, modeled expected annual loss stands in the top 6.9% nationally, and disaster risk rests in the top 10.1% nationally. PFOA in drinking water registers in the top 10.2% nationally. Distance to a hazardous-chemical facility resides at the national minimum, shared with about 31% of ZIPs.
Against the wider neighborhood, park land runs far higher than the surrounding ZIPs on this measure. Put simply, expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. PFOA in drinking water is one of the man-made "forever chemicals" that build up in the body and environment instead of breaking down. On the overall standing, ZIP 40223, just across the boundary, ranks healthier.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Louisville/Jefferson County, KY-IN metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Social Need / SDOH
healthier than 87%
19%
Preventive CarePartial
healthier than 89%
15%
About typical
Climate / Disaster Risk
healthier than 49%
6%
Holding it back
Environmental Hazard
healthier than 35%
16%
Healthcare Access
healthier than 35%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
Lifting this score
Social Need / SDOH
in the top 0.00%
19%
Environmental Hazard
healthier than 74%
16%
Preventive CarePartial
in the top 0.00%
15%
Holding it back
Climate / Disaster Risk
in the bottom 0.00%
6%
Healthcare Access
in the bottom 0.00%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
Lifting this score
Social Need / SDOH
healthier than 97%
19%
Preventive CarePartial
healthier than 98%
15%
About typical
Environmental Hazard
healthier than 41%
16%
Holding it back
Climate / Disaster Risk
healthier than 34%
6%
Healthcare Access
healthier than 27%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
One of our published findings lists this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Above its nearby ZIPs
The ZIP codes that outlive their neighbors
Estimated life expectancy is 81.9 ± 1.5 years. The 49 nearest ZIP codes with estimates average 78.1 years — 3.8 years above them.
Ranked #421 of the 3,687 ZIP codes this finding names, ordered by years above the nearby-ZIP average, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
40014
Kentuckyshares a border
Score 61.75
Closest healthier
40223
Kentuckyshares a border
Score 63.40
Similar health profile
19477
Pennsylvania100% similar profile
Score 71.46
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| All teeth lost among adults aged >=65 years | 7.8% | 6.5–9.4 |
PreventionCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Colorectal cancer screening among adults aged 45–75 years | 70.8% | 67.0–74.5 |
| Visited dentist or dental clinic in the past year among adults | 70.2% | 67.3–73.1 |
| Mammography use among women aged 50-74 years | 76.7% | 70.7–82.0 |
Health Risk BehaviorsCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Short sleep duration among adults | 34.3% | 30.5–38.4 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | KY median (p10–p90) |
|---|---|---|---|
| Poverty rate | 6.4% | 10.6% (3.1–25.8%) n=32,364 | 17.1% (4.6–39.2%) n=747 |
| Uninsured 18–64 | 5.4% | 9.0% (1.5–24.3%) n=32,286 | 6.9% (0.0–16.5%) n=741 |
| No HS diploma (25+) | 3.7% | 7.9% (1.8–20.7%) n=32,505 | 13.7% (3.8–29.1%) n=748 |
| Bachelor's or higher (25+) | 59.3% | 23.3% (9.2–53.6%) n=32,505 | 14.8% (1.5–33.6%) n=748 |
| Unemployment rate (16+) | 3.0% | 3.9% (0.0–9.8%) n=32,274 | 3.8% (0.0–11.2%) n=733 |
| Households without a vehicle | 2.5% | 3.9% (0.0–12.5%) n=32,322 | 4.6% (0.0–15.0%) n=745 |
| Broadband subscription | 95.2% | 89.3% (75.1–97.1%) n=32,322 | 86.7% (71.5–97.1%) n=745 |
| Housing cost burden (≥30% income) | 26.4% | 23.7% (10.6–40.0%) n=32,322 | 20.9% (6.2–34.7%) n=745 |
| Homeownership rate | 77.0% | 78.7% (51.7–94.0%) n=32,322 | 78.0% (58.2–96.7%) n=745 |
| Crowded housing (>1 per room) | 0.5% | 1.3% (0.0–6.3%) n=32,322 | 0.7% (0.0–4.8%) n=745 |
| Foreign-born population | 9.1% | 2.6% (0.0–18.6%) n=32,553 | 0.3% (0.0–5.4%) n=749 |
| Single-parent households | 52.5% | 53.6% (37.3–74.1%) n=32,087 | 52.0% (34.7–75.0%) n=738 |
| Population 65+ | 16.9% | 19.4% (10.8–33.6%) n=32,553 | 18.2% (9.6–29.6%) n=749 |
| Median age | 40.8 yr | 42.2 yr (33.0–56.3) n=32,292 | 41.8 yr (32.3–53.9) n=738 |
| Median household income | $122,948 | $72,070 ($46,039–$118,707) n=30,318 | $57,097 ($34,611–$87,693) n=645 |
| Median home value | $445,300 | $222,200 ($100,300–$579,820) n=30,049 | $144,600 ($66,860–$265,120) n=643 |
| Median gross rent | $1,688 | $1,021 ($677–$1,912) n=25,670 | $821 ($592–$1,170) n=466 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | KY median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 81.9 yr ± 0.79 | 78.9 yr (74.7–82.8) n=31,308 | 74.8 yr (71.5–78.1) n=739 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.79 years of 81.9, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured