ZIP code
40207
in St. Matthews, KentuckyPopulation 28,903
68.55/ 100
Ranked #872 of 32,066 US ZIPs (top 2.8%)
Ranked #2 of 742 Kentucky ZIPs (top 0.3%)
Ranked #2 of 114 Louisville/Jefferson County, KY-IN ZIPs (top 1.8%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
Some domains have limited local data — read this Score as directional
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Physician access
6.4 per 1,000 residents
in the top 0.7% nationally
Higher is healthier
ST99thUS99thDefinition & source ›
The number of physicians’ offices located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Dental provider access
2.3 per 1,000 residents
in the top 0.8% nationally
Higher is healthier
ST99thUS99thDefinition & source ›
The number of dental offices located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Outpatient-care access
0.86 per 1,000 residents
in the top 2.7% nationally
Higher is healthier
ST97thUS97thDefinition & source ›
The number of outpatient clinics located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Recreation access
1.5 per 1,000 residents
in the top 3.3% nationally
Higher is healthier
ST99thUS97thDefinition & source ›
The number of places for physical recreation — gyms, sports, and fitness venues — inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›PFOA in drinking water
97.7%
in the top 5.0% nationally
Lower is healthier
ST95thUS95thDefinition & source ›
The share of residents served by public water systems where PFOA, one of the man-made “forever chemicals,” was detected in EPA testing.
Measured from EPA records for the public water systems that serve this ZIP. Households on private wells — roughly 30% of the US population — are not covered by this measure, and this figure says nothing about their water.
Full methodology ›Colon-cancer screening
75.2%
in the top 2.7% nationally
Higher is healthier
ST99thUS97thDefinition & source ›
The estimated share of adults aged 45–75 who are up to date on colorectal-cancer screening.
Full methodology ›Mental-health provider access
0.17 per 1,000 residents
in the top 5.7% nationally
Higher is healthier
ST92ndUS94thDefinition & source ›
The number of mental-health clinics located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Civic-institution access
0.8 per 1,000 residents
in the top 6.3% nationally
Higher is healthier
ST96thUS94thDefinition & source ›
The number of civic and social organizations inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Expected annual disaster loss
$0
in the top 7.6% nationally
Lower is healthier
ST92ndUS92ndDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Subsidized affordable housing
303 units
in the top 8.1% nationally
Higher is healthier
ST96thUS92ndDefinition & source ›
The number of affordable rental units in this ZIP supported by the federal Low-Income Housing Tax Credit program.
Full methodology ›The read
With the picture still incomplete, St. Matthews, Kentucky (ZIP 40207) lands in the top 2.8% healthiest ZIPs nationally (872nd) and the top 0.3% of Kentucky (2nd), based on limited data; treat as directional.
Where the data does reach, it says a few things here: physicians stands in the top 0.7% nationally, dental providers is in the top 0.8% nationally, and outpatient rests in the top 2.7% nationally. Recreation sits in the top 3.3% nationally, and modeled colon screening registers in the top 2.7% nationally. Distance to an emergency room lands at the national minimum, shared with about 11% of ZIPs. Mental-health providers resides in the top 5.7% nationally, and civic lies in the top 6.3% nationally. Set against that, PFOA in drinking water settles in the top 5.0% nationally, and modeled expected annual loss stands in the top 7.6% nationally.
Set against the neighboring ZIPs, physicians runs far higher than the surrounding ZIPs on this measure. In everyday language, PFOA in drinking water is one of the man-made "forever chemicals" that build up in the body and environment instead of breaking down. Expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. A healthier neighbor overall sits at ZIP 40041, just across the boundary.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Louisville/Jefferson County, KY-IN metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Social Need / SDOH
healthier than 98%
19%
Preventive CarePartial
healthier than 98%
15%
Healthcare Access
healthier than 72%
6%
Holding it back
Environmental Hazard
healthier than 18%
16%
Climate / Disaster Risk
healthier than 36%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
Lifting this score
Social Need / SDOH
in the top 0.00%
19%
Preventive CarePartial
in the top 0.00%
15%
Holding it back
Environmental Hazard
healthier than 13%
16%
Climate / Disaster Risk
in the bottom 0.00%
6%
Healthcare Access
in the bottom 0.00%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
Lifting this score
Social Need / SDOH
in the top 0.00%
19%
Preventive CarePartial
in the top 0.00%
15%
Healthcare Access
healthier than 77%
6%
Holding it back
Environmental Hazard
healthier than 14%
16%
Climate / Disaster Risk
healthier than 17%
6%
Not placed: Chronic Disease Burden and Risk Behavior — too little of each is measured here to compare reliably. They still count toward the score (together 38% of it); we just will not publish a standing we cannot stand behind.
No data: Mental Health and Disability — not measured in this ZIP, so it is left out of the score entirely rather than estimated.
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
2 of our published findings list this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Above what income predicts
The ZIP codes that outlive their incomes
Estimated life expectancy is 81.6 ± 1.0 years. A median household income of $101,898 predicts 80.2 years — 1.4 years above.
Ranked #1,298 of the 5,842 ZIP codes this finding names, ordered by years above what income predicts, highest first.
Above its nearby ZIPs
The ZIP codes that outlive their neighbors
Estimated life expectancy is 81.6 ± 1.0 years. The 48 nearest ZIP codes with estimates average 77.0 years — 4.6 years above them.
Ranked #206 of the 3,687 ZIP codes this finding names, ordered by years above the nearby-ZIP average, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
40025
Kentuckyshares a border
Score 67.14
Closest healthier
40041
Kentuckyshares a border
Score 73.94
Similar health profile
07648
New Jersey100% similar profile
Score 71.78
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| All teeth lost among adults aged >=65 years | 6.3% | 5.1–7.6 |
PreventionCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Colorectal cancer screening among adults aged 45–75 years | 75.2% | 71.4–78.6 |
| Visited dentist or dental clinic in the past year among adults | 72.6% | 69.7–75.4 |
| Mammography use among women aged 50-74 years | 78.7% | 72.6–83.8 |
Health Risk BehaviorsCDC PLACES 2022 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Short sleep duration among adults | 31.3% | 27.4–35.3 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | KY median (p10–p90) |
|---|---|---|---|
| Poverty rate | 5.7% | 10.6% (3.1–25.8%) n=32,364 | 17.1% (4.6–39.2%) n=747 |
| Uninsured 18–64 | 4.9% | 9.0% (1.5–24.3%) n=32,286 | 6.9% (0.0–16.5%) n=741 |
| No HS diploma (25+) | 2.0% | 7.9% (1.8–20.7%) n=32,505 | 13.7% (3.8–29.1%) n=748 |
| Bachelor's or higher (25+) | 68.2% | 23.3% (9.2–53.6%) n=32,505 | 14.8% (1.5–33.6%) n=748 |
| Unemployment rate (16+) | 2.7% | 3.9% (0.0–9.8%) n=32,274 | 3.8% (0.0–11.2%) n=733 |
| Households without a vehicle | 5.2% | 3.9% (0.0–12.5%) n=32,322 | 4.6% (0.0–15.0%) n=745 |
| Broadband subscription | 95.0% | 89.3% (75.1–97.1%) n=32,322 | 86.7% (71.5–97.1%) n=745 |
| Housing cost burden (≥30% income) | 23.7% | 23.7% (10.6–40.0%) n=32,322 | 20.9% (6.2–34.7%) n=745 |
| Homeownership rate | 69.1% | 78.7% (51.7–94.0%) n=32,322 | 78.0% (58.2–96.7%) n=745 |
| Crowded housing (>1 per room) | 1.0% | 1.3% (0.0–6.3%) n=32,322 | 0.7% (0.0–4.8%) n=745 |
| Foreign-born population | 5.5% | 2.6% (0.0–18.6%) n=32,553 | 0.3% (0.0–5.4%) n=749 |
| Single-parent households | 57.8% | 53.6% (37.3–74.1%) n=32,087 | 52.0% (34.7–75.0%) n=738 |
| Population 65+ | 21.8% | 19.4% (10.8–33.6%) n=32,553 | 18.2% (9.6–29.6%) n=749 |
| Median age | 41.2 yr | 42.2 yr (33.0–56.3) n=32,292 | 41.8 yr (32.3–53.9) n=738 |
| Median household income | $101,898 | $72,070 ($46,039–$118,707) n=30,318 | $57,097 ($34,611–$87,693) n=645 |
| Median home value | $421,200 | $222,200 ($100,300–$579,820) n=30,049 | $144,600 ($66,860–$265,120) n=643 |
| Median gross rent | $1,334 | $1,021 ($677–$1,912) n=25,670 | $821 ($592–$1,170) n=466 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | KY median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 81.6 yr ± 0.50 | 78.9 yr (74.7–82.8) n=31,308 | 74.8 yr (71.5–78.1) n=739 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.50 years of 81.6, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured