ZIP code
55720
in Cloquet, MinnesotaPopulation 17,448
49.88/ 100
Ranked #16,424 of 32,066 US ZIPs (bottom 49%)
Ranked #705 of 866 Minnesota ZIPs (bottom 19%)
Ranked #54 of 65 Duluth, MN-WI ZIPs (bottom 17%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Expected annual disaster loss
$1
in the top 2.0% nationally
Lower is healthier
ST99thUS98thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Natural-disaster risk
in the top 3.0% nationally
Lower is healthier
ST98thUS97thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Mental-health provider access
0.17 per 1,000 residents
in the top 5.4% nationally
Higher is healthier
ST94thUS95thDefinition & source ›
The number of mental-health clinics located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Humid extreme heat
10.1 days/year
in the bottom 7.1% nationally
Lower is healthier
ST11thUS7thDefinition & source ›
The average number of days per year when modeled heat stress — temperature, humidity, sun, and wind combined — reaches levels hard on the body outdoors.
Full methodology ›Fine-particle (PM2.5) exceedance
0.91%
in the top 9.9% nationally
Lower is healthier
ST44thUS90thDefinition & source ›
The share of days in the year when modeled fine-particle (PM2.5) pollution was above the EPA’s daily limit of 35 micrograms per cubic meter.
Full methodology ›PFAS in drinking water
52.4%
in the top 11.9% nationally
Lower is healthier
ST95thUS88thDefinition & source ›
The modeled probability that PFAS “forever chemicals” would be detected in untreated groundwater in this area, the source private wells draw on.
A modeled likelihood for untreated groundwater, the source drawn on by private wells, which are federally unregulated. It is not a measurement of treated water delivered by a public system, and it is not a test of any individual well.
Full methodology ›Distance to a community health center
0.5 mi
in the bottom 29% nationally
Lower is healthier
ST8thUS29thDefinition & source ›
The distance in miles from this ZIP’s edge to the nearest federally funded community health center, which serves patients regardless of ability to pay.
Full methodology ›Dry extreme heat
0.7 days/year
in the bottom 31% nationally
Lower is healthier
ST3rdUS31stDefinition & source ›
The average number of days per year with a modeled daily high of at least 95 °F.
Full methodology ›Lack of transportation
9.0%
in the top 32% nationally
Lower is healthier
ST91stUS68thDefinition & source ›
The estimated share of adults who lacked reliable transportation in the past 12 months.
Full methodology ›The read
Overall, Cloquet, Minnesota (ZIP 55720) lands in the bottom 49% nationally (16,424th) and the bottom 19% of Minnesota (705th).
Several measures weigh most on this area's profile, and they come first: modeled expected annual loss lies in the top 2.0% nationally, and disaster risk lands in the top 3.0% nationally. Modeled fine-particle sits in the top 9.9% nationally, and pfas is in the top 11.9% nationally. Modeled binge drinking settles in the top 11.2% nationally. On the better side, mental-health providers resides in the top 5.4% nationally. Distance to an emergency room registers at the national minimum, shared with about 11% of ZIPs. Modeled humid heat rests in the bottom 7.1% nationally, pharmacy stands in the top 10.7% nationally, and outpatient lies in the top 11.4% nationally.
Set beside the nearby areas, expected annual loss runs far higher than the surrounding ZIPs on this measure. A note on the terms: expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Fine-particle is fine airborne particles about one-thirtieth the width of a hair, counted on modeled days above the EPA standard. For a healthier nearby comparison, ZIP 55707, just across the boundary, ranks better overall.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Duluth, MN-WI metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Chronic Disease Burden
healthier than 62%
21%
Climate / Disaster Risk
healthier than 89%
5%
Healthcare Access
healthier than 83%
5%
About typical
Social Need / SDOH
healthier than 48%
16%
Disability
healthier than 49%
7%
Holding it back
Environmental Hazard
healthier than 31%
14%
Preventive Care
healthier than 39%
13%
Risk Behavior
healthier than 21%
11%
Mental Health
healthier than 24%
8%
Lifting this score
Climate / Disaster Risk
healthier than 80%
5%
Healthcare Access
healthier than 93%
5%
About typical
Social Need / SDOH
healthier than 40%
16%
Environmental Hazard
healthier than 58%
14%
Holding it back
Chronic Disease Burden
healthier than 36%
21%
Preventive Care
healthier than 14%
13%
Risk Behavior
healthier than 2%
11%
Mental Health
healthier than 4%
8%
Disability
healthier than 16%
7%
Lifting this score
Chronic Disease Burden
healthier than 71%
21%
Social Need / SDOH
healthier than 64%
16%
Healthcare Access
healthier than 89%
5%
About typical
Climate / Disaster Risk
healthier than 50%
5%
Holding it back
Environmental Hazard
healthier than 4%
14%
Preventive Care
healthier than 11%
13%
Risk Behavior
healthier than 13%
11%
Mental Health
healthier than 5%
8%
Disability
healthier than 27%
7%
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
One of our published findings lists this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Below its nearby ZIPs
The ZIP codes that outlive their neighbors
Estimated life expectancy is 77.2 ± 1.3 years. The 47 nearest ZIP codes with estimates average 79.7 years — 2.5 years below them.
Ranked #1,921 of the 3,687 ZIP codes this finding names, ordered by years above the nearby-ZIP average, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
55707
Minnesotashares a border
Score 53.44
Closest healthier
55718
Minnesotashares a border
Score 55.49
Similar health profile
53140
Wisconsin94% similar profile
Score 48.33
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 25.0% | 22.5–27.4 |
| High blood pressure among adults | 33.3% | 30.2–36.3 |
| Cancer (non-skin) or melanoma among adults | 9.0% | 8.3–9.8 |
| Current asthma among adults | 11.2% | 10.0–12.4 |
| Coronary heart disease among adults | 7.0% | 6.4–7.7 |
| Chronic obstructive pulmonary disease among adults | 6.9% | 6.2–7.7 |
| Depression among adults | 27.3% | 24.1–30.5 |
| Diagnosed diabetes among adults | 12.1% | 10.7–13.5 |
| High cholesterol among adults who have ever been screened | 33.3% | 30.2–36.5 |
| Obesity among adults | 39.0% | 33.9–44.0 |
| Stroke among adults | 3.7% | 3.5–4.1 |
| All teeth lost among adults aged >=65 years | 12.5% | 10.4–14.9 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 8.2% | 7.1–9.5 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 76.6% | 74.0–78.9 |
| Visits to doctor for routine checkup within the past year among adults | 73.3% | 70.0–76.3 |
| Cholesterol screening among adults | 83.6% | 81.8–85.3 |
| Colorectal cancer screening among adults aged 45–75 years | 68.8% | 65.1–72.5 |
| Visited dentist or dental clinic in the past year among adults | 60.9% | 57.9–64.0 |
| Mammography use among women aged 50-74 years | 77.2% | 71.4–82.4 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 19.0% | 16.4–21.8 |
| Current cigarette smoking among adults | 17.4% | 15.3–19.5 |
| No leisure-time physical activity among adults | 26.9% | 23.5–30.4 |
| Short sleep duration among adults | 36.3% | 32.0–40.9 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 19.4% | 17.3–21.6 |
| Frequent mental distress among adults | 17.0% | 15.3–18.6 |
| Frequent physical distress among adults | 13.7% | 12.3–15.1 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 15.1% | 13.6–16.7 |
| Any disability among adults | 33.1% | 29.8–36.5 |
| Hearing disability among adults | 8.3% | 7.5–9.1 |
| Independent living disability among adults | 8.8% | 7.9–9.6 |
| Mobility disability among adults | 14.8% | 13.1–16.5 |
| Self-care disability among adults | 3.9% | 3.6–4.3 |
| Vision disability among adults | 5.0% | 4.6–5.5 |
Health-Related Social NeedsCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Lack of social and emotional support among adults | 21.8% | 19.2–24.6 |
| Food insecurity in the past 12 months among adults | 13.9% | 12.1–16.0 |
| Received food stamps in the past 12 months among adults | 10.6% | 9.2–12.3 |
| Housing insecurity in the past 12 months among adults | 10.8% | 9.4–12.4 |
| Lack of reliable transportation in the past 12 months among adults | 9.0% | 8.0–10.0 |
| Loneliness among adults | 33.4% | 29.8–37.3 |
| Utility services shut-off threat in the past 12 months among adults | 7.1% | 6.2–8.1 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | MN median (p10–p90) |
|---|---|---|---|
| Poverty rate | 14.1% | 10.6% (3.1–25.8%) n=32,364 | 8.4% (3.6–16.8%) n=872 |
| Uninsured 18–64 | 7.5% | 9.0% (1.5–24.3%) n=32,286 | 6.2% (2.3–12.7%) n=872 |
| No HS diploma (25+) | 8.8% | 7.9% (1.8–20.7%) n=32,505 | 5.5% (2.2–11.2%) n=873 |
| Bachelor's or higher (25+) | 25.2% | 23.3% (9.2–53.6%) n=32,505 | 23.4% (13.6–48.8%) n=873 |
| Unemployment rate (16+) | 5.0% | 3.9% (0.0–9.8%) n=32,274 | 3.2% (0.8–7.1%) n=872 |
| Households without a vehicle | 7.9% | 3.9% (0.0–12.5%) n=32,322 | 3.4% (0.4–9.1%) n=871 |
| Broadband subscription | 87.7% | 89.3% (75.1–97.1%) n=32,322 | 89.2% (81.6–95.3%) n=871 |
| Housing cost burden (≥30% income) | 28.2% | 23.7% (10.6–40.0%) n=32,322 | 22.1% (14.0–31.1%) n=871 |
| Homeownership rate | 71.8% | 78.7% (51.7–94.0%) n=32,322 | 83.9% (67.0–94.0%) n=871 |
| Crowded housing (>1 per room) | 1.3% | 1.3% (0.0–6.3%) n=32,322 | 1.1% (0.0–3.9%) n=871 |
| Foreign-born population | 2.0% | 2.6% (0.0–18.6%) n=32,553 | 1.8% (0.1–11.9%) n=873 |
| Single-parent households | 44.8% | 53.6% (37.3–74.1%) n=32,087 | 56.9% (44.1–70.7%) n=870 |
| Population 65+ | 17.5% | 19.4% (10.8–33.6%) n=32,553 | 20.2% (12.7–30.7%) n=873 |
| Median age | 38.2 yr | 42.2 yr (33.0–56.3) n=32,292 | 42.3 yr (35.2–54.3) n=873 |
| Median household income | $64,167 | $72,070 ($46,039–$118,707) n=30,318 | $77,917 ($58,441–$110,840) n=864 |
| Median home value | $223,200 | $222,200 ($100,300–$579,820) n=30,049 | $234,000 ($132,740–$396,860) n=857 |
| Median gross rent | $1,023 | $1,021 ($677–$1,912) n=25,670 | $925 ($650–$1,588) n=759 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | MN median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 77.2 yr ± 0.65 | 78.9 yr (74.7–82.8) n=31,308 | 81.1 yr (78.3–84.8) n=864 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.65 years of 77.2, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured