ZIP code
46960
in Monterey, IndianaPopulation 1,018
45.07/ 100
Ranked #22,326 of 32,066 US ZIPs (bottom 30%)
Ranked #536 of 757 Indiana ZIPs (bottom 29%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Arsenic in groundwater
27%
in the top 3.9% nationally
Lower is healthier
ST84thUS96thDefinition & source ›
The modeled probability that untreated groundwater in this area — the source private wells draw on — exceeds the federal arsenic limit of 10 micrograms per liter.
A modeled likelihood for untreated groundwater, the source drawn on by private wells, which are federally unregulated. It is not a measurement of treated water delivered by a public system, and it is not a test of any individual well.
Full methodology ›Fatal road crashes
39.3 per 100,000 residents per year
in the top 7.2% nationally
Lower is healthier
ST95thUS93rdDefinition & source ›
The annual rate of fatal road crashes per 100,000 residents, pooled over a ten-year window.
A rate per resident population. Where a ZIP has too few residents for the rate to be reliable — about 30% of US ZIPs — no value is published rather than an unstable one; those ZIPs are absent from this comparison, not counted as crash-free.
Full methodology ›Natural-disaster risk
in the bottom 9.8% nationally
Lower is healthier
ST20thUS10thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Poverty rate
25%
in the top 11.0% nationally
Lower is healthier
ST91stUS89thDefinition & source ›
The share of residents whose income is below the federal poverty line, from the Census Bureau’s American Community Survey.
Full methodology ›Transportation noise
0.29%
in the bottom 12.0% nationally
Lower is healthier
ST6thUS12thDefinition & source ›
The modeled share of residents exposed to average road, rail, and aviation noise at or above 55 decibels — a noticeable background presence.
Full methodology ›Median household income
$45,625
in the bottom 9.7% nationally
Higher is healthier
ST4thUS10thDefinition & source ›
The middle household income in this ZIP — half of households earn more, half earn less — in dollars per year.
Full methodology ›Coronary heart disease
8.9%
in the top 22% nationally
Lower is healthier
ST91stUS78thDefinition & source ›
The estimated share of adults who have been told by a health professional that they have coronary heart disease or angina.
Full methodology ›Air-toxics cancer risk
20 per million
in the bottom 25% nationally
Lower is healthier
ST1stUS25thDefinition & source ›
The EPA’s modeled estimate of added lifetime cancer risk from breathing outdoor air toxics, in cases per million people exposed over a lifetime.
Full methodology ›Hearing disability
9.3%
in the top 28% nationally
Lower is healthier
ST92ndUS72ndDefinition & source ›
The estimated share of adults who are deaf or have serious difficulty hearing.
Full methodology ›The read
By the composite health measure, Monterey, Indiana (ZIP 46960) ranks in the bottom 30% nationally (22,326th) and the bottom 29% of Indiana (536th).
A number of measures pull each way for this area: modeled disaster risk stands in the bottom 9.8% nationally, and transportation noise lies in the bottom 12.0% nationally. Crowded housing lands at the national minimum, shared with about 29% of ZIPs. Outer-floodplain exposure sits at the national minimum, shared with about 36% of ZIPs. Set against that, modeled arsenic is in the top 3.9% nationally, fatal road crashes settles in the top 7.2% nationally, and poverty resides in the top 11.0% nationally. Households without a vehicle registers in the top 11.8% nationally, and household income rests in the bottom 9.7% nationally. Recreation stands at the national minimum, shared with about 35% of ZIPs.
To spell things out, arsenic is a natural groundwater contaminant, here a modeled estimate of the chance private-well levels exceed a benchmark. Disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Transportation noise is the modeled share of an area exposed to average road, rail, and air noise at or above 55 decibels. Close by, ZIP 46511, just across the boundary, ranks healthier overall.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Environmental Hazard
healthier than 75%
14%
Climate / Disaster Risk
healthier than 67%
5%
About typical
Preventive Care
healthier than 55%
13%
Holding it back
Chronic Disease Burden
healthier than 17%
21%
Social Need / SDOH
healthier than 24%
16%
Risk Behavior
healthier than 32%
11%
Mental Health
healthier than 31%
8%
Disability
healthier than 32%
7%
Healthcare Access
healthier than 38%
5%
Lifting this score
Environmental Hazard
healthier than 94%
14%
Mental Health
healthier than 66%
8%
Climate / Disaster Risk
healthier than 64%
5%
About typical
Preventive Care
healthier than 45%
13%
Holding it back
Chronic Disease Burden
healthier than 12%
21%
Social Need / SDOH
healthier than 15%
16%
Risk Behavior
healthier than 38%
11%
Disability
healthier than 17%
7%
Healthcare Access
healthier than 34%
5%
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
One of our published findings lists this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Clean environment, heavy chronic burden
Where the environment and chronic illness point in opposite directions
Environmental-hazard standing 74.5; chronic-disease standing 17.4 — 57 points apart, cleaner on the environment than it is on chronic illness.
Ranked #1,945 of the 18,187 ZIP codes this finding names, ordered by the gap from cleanest environment to heaviest chronic burden, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
46511
Indianashares a border
Score 46.59
Closest healthier
46975
Indianashares a border
Score 45.43
Similar health profile
04761
Maine98% similar profile
Score 39.76
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 34.5% | 31.8–37.2 |
| High blood pressure among adults | 42.7% | 39.5–45.8 |
| Cancer (non-skin) or melanoma among adults | 10.2% | 9.5–11.0 |
| Current asthma among adults | 11.4% | 10.4–12.5 |
| Coronary heart disease among adults | 8.9% | 8.1–9.6 |
| Chronic obstructive pulmonary disease among adults | 10.6% | 9.6–11.8 |
| Depression among adults | 25.0% | 22.4–27.8 |
| Diagnosed diabetes among adults | 15.3% | 13.8–16.9 |
| High cholesterol among adults who have ever been screened | 41.7% | 38.4–45.1 |
| Obesity among adults | 40.1% | 34.3–46.0 |
| Stroke among adults | 4.4% | 4.1–4.8 |
| All teeth lost among adults aged >=65 years | 18.1% | 15.7–20.7 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 9.1% | 7.8–10.6 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 80.8% | 78.8–82.7 |
| Visits to doctor for routine checkup within the past year among adults | 80.6% | 78.1–82.9 |
| Cholesterol screening among adults | 86.9% | 85.4–88.1 |
| Colorectal cancer screening among adults aged 45–75 years | 66.9% | 63.2–70.3 |
| Visited dentist or dental clinic in the past year among adults | 57.7% | 54.9–60.7 |
| Mammography use among women aged 50-74 years | 73.7% | 67.8–78.6 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 14.6% | 12.6–16.7 |
| Current cigarette smoking among adults | 18.4% | 16.3–20.6 |
| No leisure-time physical activity among adults | 29.3% | 25.8–32.9 |
| Short sleep duration among adults | 37.6% | 32.7–42.4 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 23.9% | 21.6–26.5 |
| Frequent mental distress among adults | 17.7% | 16.2–19.2 |
| Frequent physical distress among adults | 16.2% | 14.7–17.7 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 16.1% | 14.6–17.8 |
| Any disability among adults | 36.4% | 33.1–39.9 |
| Hearing disability among adults | 9.3% | 8.4–10.1 |
| Independent living disability among adults | 9.3% | 8.4–10.3 |
| Mobility disability among adults | 18.2% | 16.4–20.2 |
| Self-care disability among adults | 4.5% | 4.1–5.0 |
| Vision disability among adults | 5.7% | 5.2–6.3 |
Health-Related Social NeedsCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Lack of social and emotional support among adults | 24.1% | 21.5–27.1 |
| Food insecurity in the past 12 months among adults | 15.0% | 13.1–17.0 |
| Received food stamps in the past 12 months among adults | 8.9% | 7.6–10.3 |
| Housing insecurity in the past 12 months among adults | 11.0% | 9.7–12.4 |
| Lack of reliable transportation in the past 12 months among adults | 7.6% | 6.9–8.5 |
| Loneliness among adults | 31.9% | 28.4–36.0 |
| Utility services shut-off threat in the past 12 months among adults | 8.0% | 7.2–9.0 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | IN median (p10–p90) |
|---|---|---|---|
| Poverty rate | 25.0% | 10.6% (3.1–25.8%) n=32,364 | 9.8% (3.3–23.6%) n=764 |
| Uninsured 18–64 | 4.6% | 9.0% (1.5–24.3%) n=32,286 | 8.3% (2.5–19.0%) n=761 |
| No HS diploma (25+) | 9.2% | 7.9% (1.8–20.7%) n=32,505 | 8.8% (3.0–19.3%) n=766 |
| Bachelor's or higher (25+) | 20.1% | 23.3% (9.2–53.6%) n=32,505 | 19.4% (8.1–38.5%) n=766 |
| Unemployment rate (16+) | 1.4% | 3.9% (0.0–9.8%) n=32,274 | 3.4% (0.0–8.2%) n=760 |
| Households without a vehicle | 11.4% | 3.9% (0.0–12.5%) n=32,322 | 3.6% (0.0–11.5%) n=764 |
| Broadband subscription | 92.8% | 89.3% (75.1–97.1%) n=32,322 | 88.8% (76.7–95.9%) n=764 |
| Housing cost burden (≥30% income) | 26.6% | 23.7% (10.6–40.0%) n=32,322 | 20.0% (9.8–33.1%) n=764 |
| Homeownership rate | 79.4% | 78.7% (51.7–94.0%) n=32,322 | 81.7% (58.9–94.5%) n=764 |
| Crowded housing (>1 per room) | 0.0% | 1.3% (0.0–6.3%) n=32,322 | 1.1% (0.0–4.2%) n=764 |
| Foreign-born population | 0.0% | 2.6% (0.0–18.6%) n=32,553 | 1.3% (0.0–8.8%) n=767 |
| Single-parent households | 56.3% | 53.6% (37.3–74.1%) n=32,087 | 53.2% (40.5–69.1%) n=756 |
| Population 65+ | 20.6% | 19.4% (10.8–33.6%) n=32,553 | 18.2% (11.0–26.5%) n=767 |
| Median age | 51.0 yr | 42.2 yr (33.0–56.3) n=32,292 | 40.5 yr (32.5–49.6) n=756 |
| Median household income | $45,625 | $72,070 ($46,039–$118,707) n=30,318 | $71,016 ($50,417–$99,531) n=721 |
| Median home value | $151,000 | $222,200 ($100,300–$579,820) n=30,049 | $178,250 ($109,430–$287,310) n=724 |
| Median gross rent | — | $1,021 ($677–$1,912) n=25,670 | $925 ($704–$1,261) n=640 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | IN median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 76.5 yr ± 1.11 | 78.9 yr (74.7–82.8) n=31,308 | 78.5 yr (75.1–81.5) n=754 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 1.11 years of 76.5, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured