ZIP code
32548
in Fort Walton Beach, FloridaPopulation 23,774
54.70/ 100
Ranked #9,833 of 32,066 US ZIPs (top 31%)
Ranked #400 of 974 Florida ZIPs (top 41%)
Ranked #12 of 21 Crestview-Fort Walton Beach-Destin, FL ZIPs (bottom 43%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Dental provider access
1.2 per 1,000 residents
in the top 4.8% nationally
Higher is healthier
ST92ndUS95thDefinition & source ›
The number of dental offices located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Child-care access
0.71 per 1,000 residents
in the top 4.9% nationally
Higher is healthier
ST96thUS95thDefinition & source ›
The number of child day-care services inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Recreation access
1.3 per 1,000 residents
in the top 5.4% nationally
Higher is healthier
ST88thUS95thDefinition & source ›
The number of places for physical recreation — gyms, sports, and fitness venues — inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Transit access
4.4 per 1,000 residents
in the top 6.2% nationally
Higher is healthier
ST92ndUS94thDefinition & source ›
The number of public-transit stops inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Natural-disaster risk
in the top 6.4% nationally
Lower is healthier
ST92ndUS94thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Civic-institution access
0.76 per 1,000 residents
in the top 6.8% nationally
Higher is healthier
ST91stUS93rdDefinition & source ›
The number of civic and social organizations inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Elder-services access
0.18 per 1,000 residents
in the top 8.1% nationally
Higher is healthier
ST96thUS92ndDefinition & source ›
The number of services for older adults and people with disabilities inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Industrial-pollution burden
in the bottom 9.6% nationally
Lower is healthier
ST8thUS10thDefinition & source ›
The EPA’s modeled screening score for industrial chemical releases, weighting the amounts released by their toxicity and how many people live nearby — a relative comparison score, not a measured exposure.
Full methodology ›Outpatient-care access
0.45 per 1,000 residents
in the top 9.7% nationally
Higher is healthier
ST75thUS90thDefinition & source ›
The number of outpatient clinics located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Expected annual disaster loss
$0
in the top 10.5% nationally
Lower is healthier
ST91stUS90thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›The read
ZIP 32548, one of several in Fort Walton Beach, Florida ranks in the top 31% healthiest ZIPs nationally (9,833rd) and the top 41% of Florida (400th), based on limited data; treat as directional.
The bright spots in the data define much of the story here: dental providers rests in the top 4.8% nationally, and childcare lands in the top 4.9% nationally. Recreation settles in the top 5.4% nationally, and transit rests in the top 6.2% nationally. Civic lands in the top 6.8% nationally, elder services settles in the top 8.1% nationally, and modeled industrial-pollution burden rests in the bottom 9.6% nationally. Outpatient lands in the top 9.7% nationally. On the other side, modeled disaster risk settles in the top 6.4% nationally, and expected annual loss rests in the top 10.5% nationally.
Against its neighbors, park land runs far higher than the surrounding ZIPs on this measure. For context, disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Industrial-pollution burden is the EPA's modeled screening score weighting industrial chemical releases by their toxicity and how many people live nearby. Expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. The closest ZIP that ranks healthier overall is ZIP 32541, just across the boundary.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Crestview-Fort Walton Beach-Destin, FL metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Chronic Disease Burden
healthier than 64%
21%
Social Need / SDOH
healthier than 62%
16%
Environmental Hazard
healthier than 82%
14%
Mental Health
healthier than 68%
8%
Healthcare Access
healthier than 89%
5%
About typical
Risk Behavior
healthier than 50%
11%
Disability
healthier than 52%
7%
Holding it back
Preventive Care
healthier than 33%
13%
Not placed: Climate / Disaster Risk — too little of each is measured here to compare reliably. They still count toward the score (together 5% of it); we just will not publish a standing we cannot stand behind.
Lifting this score
Chronic Disease Burden
healthier than 63%
21%
Environmental Hazard
healthier than 73%
14%
Healthcare Access
healthier than 83%
5%
About typical
Preventive Care
healthier than 47%
13%
Risk Behavior
healthier than 43%
11%
Disability
healthier than 58%
7%
Holding it back
Social Need / SDOH
healthier than 39%
16%
Mental Health
healthier than 33%
8%
Not placed: Climate / Disaster Risk — too little of each is measured here to compare reliably. They still count toward the score (together 5% of it); we just will not publish a standing we cannot stand behind.
Lifting this score
Mental Health
healthier than 67%
8%
Healthcare Access
healthier than 82%
5%
About typical
Preventive Care
healthier than 52%
13%
Risk Behavior
healthier than 58%
11%
Holding it back
Chronic Disease Burden
healthier than 35%
21%
Social Need / SDOH
healthier than 39%
16%
Environmental Hazard
healthier than 28%
14%
Disability
healthier than 29%
7%
Not placed: Climate / Disaster Risk — too little of each is measured here to compare reliably. They still count toward the score (together 5% of it); we just will not publish a standing we cannot stand behind.
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
One of our published findings lists this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Below what income predicts
The ZIP codes that outlive their incomes
Estimated life expectancy is 76.4 ± 1.1 years. A median household income of $65,342 predicts 78.4 years — 2.0 years below.
Ranked #2,645 of the 5,842 ZIP codes this finding names, ordered by years above what income predicts, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
32541
Floridashares a border
Score 62.10
Closest healthier
32569
Floridashares a border
Score 57.60
Similar health profile
96740
Hawaii97% similar profile
Score 56.92
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 28.0% | 25.1–30.8 |
| High blood pressure among adults | 35.6% | 32.1–39.2 |
| Cancer (non-skin) or melanoma among adults | 9.0% | 8.2–9.8 |
| Current asthma among adults | 9.9% | 8.8–11.1 |
| Coronary heart disease among adults | 7.1% | 6.4–7.8 |
| Chronic obstructive pulmonary disease among adults | 7.7% | 6.9–8.5 |
| Depression among adults | 19.0% | 16.4–21.9 |
| Diagnosed diabetes among adults | 12.5% | 10.9–14.1 |
| High cholesterol among adults who have ever been screened | 35.9% | 32.2–39.6 |
| Obesity among adults | 32.1% | 26.8–37.6 |
| Stroke among adults | 3.7% | 3.4–4.0 |
| All teeth lost among adults aged >=65 years | 12.4% | 10.1–14.9 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 13.0% | 11.4–14.6 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 77.2% | 74.5–79.7 |
| Visits to doctor for routine checkup within the past year among adults | 76.9% | 73.6–80.0 |
| Cholesterol screening among adults | 85.7% | 84.0–87.3 |
| Colorectal cancer screening among adults aged 45–75 years | 69.4% | 64.8–73.7 |
| Visited dentist or dental clinic in the past year among adults | 58.8% | 55.3–62.1 |
| Mammography use among women aged 50-74 years | 72.3% | 64.5–78.9 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 16.0% | 13.5–18.7 |
| Current cigarette smoking among adults | 14.2% | 12.3–16.0 |
| No leisure-time physical activity among adults | 25.7% | 22.2–29.5 |
| Short sleep duration among adults | 37.4% | 32.1–42.7 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 19.9% | 17.6–22.3 |
| Frequent mental distress among adults | 17.7% | 15.9–19.7 |
| Frequent physical distress among adults | 14.3% | 12.7–15.9 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 14.6% | 13.1–16.2 |
| Any disability among adults | 32.4% | 28.9–36.2 |
| Hearing disability among adults | 7.4% | 6.6–8.2 |
| Independent living disability among adults | 8.4% | 7.6–9.4 |
| Mobility disability among adults | 14.6% | 13.0–16.5 |
| Self-care disability among adults | 4.0% | 3.7–4.4 |
| Vision disability among adults | 5.6% | 5.1–6.1 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | FL median (p10–p90) |
|---|---|---|---|
| Poverty rate | 15.1% | 10.6% (3.1–25.8%) n=32,364 | 11.4% (5.3–23.2%) n=972 |
| Uninsured 18–64 | 22.1% | 9.0% (1.5–24.3%) n=32,286 | 15.9% (7.1–27.2%) n=968 |
| No HS diploma (25+) | 8.9% | 7.9% (1.8–20.7%) n=32,505 | 8.7% (2.9–20.6%) n=977 |
| Bachelor's or higher (25+) | 33.0% | 23.3% (9.2–53.6%) n=32,505 | 29.1% (12.7–56.0%) n=977 |
| Unemployment rate (16+) | 3.6% | 3.9% (0.0–9.8%) n=32,274 | 4.4% (1.8–7.7%) n=968 |
| Households without a vehicle | 4.9% | 3.9% (0.0–12.5%) n=32,322 | 4.3% (1.2–11.0%) n=972 |
| Broadband subscription | 88.6% | 89.3% (75.1–97.1%) n=32,322 | 91.9% (83.2–96.9%) n=972 |
| Housing cost burden (≥30% income) | 37.8% | 23.7% (10.6–40.0%) n=32,322 | 33.2% (20.1–47.6%) n=972 |
| Homeownership rate | 58.0% | 78.7% (51.7–94.0%) n=32,322 | 74.9% (47.3–90.5%) n=972 |
| Crowded housing (>1 per room) | 1.9% | 1.3% (0.0–6.3%) n=32,322 | 2.2% (0.2–6.7%) n=972 |
| Foreign-born population | 12.3% | 2.6% (0.0–18.6%) n=32,553 | 11.5% (2.3–39.9%) n=977 |
| Single-parent households | 50.9% | 53.6% (37.3–74.1%) n=32,087 | 52.8% (38.7–75.3%) n=968 |
| Population 65+ | 19.2% | 19.4% (10.8–33.6%) n=32,553 | 20.4% (11.9–40.6%) n=977 |
| Median age | 40.2 yr | 42.2 yr (33.0–56.3) n=32,292 | 43.0 yr (35.1–59.8) n=972 |
| Median household income | $65,342 | $72,070 ($46,039–$118,707) n=30,318 | $72,857 ($48,246–$112,420) n=946 |
| Median home value | $321,200 | $222,200 ($100,300–$579,820) n=30,049 | $334,600 ($168,120–$631,410) n=932 |
| Median gross rent | $1,345 | $1,021 ($677–$1,912) n=25,670 | $1,604 ($968–$2,218) n=901 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | FL median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 76.4 yr ± 0.58 | 78.9 yr (74.7–82.8) n=31,308 | 78.2 yr (74.6–82.2) n=894 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.58 years of 76.4, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured