ZIP code
95037
in Morgan Hill, CaliforniaPopulation 51,943
63.91/ 100
Ranked #2,504 of 32,066 US ZIPs (top 7.9%)
Ranked #313 of 1,719 California ZIPs (top 18%)
Ranked #34 of 61 San Jose-Sunnyvale-Santa Clara, CA ZIPs (bottom 44%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Median household income
$163,182
in the top 2.7% nationally
Higher is healthier
ST91stUS97thDefinition & source ›
The middle household income in this ZIP — half of households earn more, half earn less — in dollars per year.
Full methodology ›Subsidized affordable housing
1,047 units
in the top 1.3% nationally
Higher is healthier
ST97thUS99thDefinition & source ›
The number of affordable rental units in this ZIP supported by the federal Low-Income Housing Tax Credit program.
Full methodology ›Expected annual disaster loss
$0
in the top 2.5% nationally
Lower is healthier
ST85thUS98thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Nitrate in drinking water
10.2%
in the top 3.1% nationally
Lower is healthier
ST91stUS97thDefinition & source ›
The modeled share of this area’s domestic-well groundwater at or above the federal nitrate limit of 10 milligrams per liter.
A modeled likelihood for untreated groundwater, the source drawn on by private wells, which are federally unregulated. It is not a measurement of treated water delivered by a public system, and it is not a test of any individual well.
Full methodology ›Natural-disaster risk
in the top 4.3% nationally
Lower is healthier
ST83rdUS96thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Outer-floodplain exposure
8.2%
in the top 4.6% nationally
Lower is healthier
ST88thUS95thDefinition & source ›
The share of this ZIP’s land area inside FEMA’s 0.2%-annual-chance flood band — the “500-year” zone, a lower but real 1-in-500 yearly chance.
Measured from FEMA’s mapped flood panels. Where a panel has not been mapped, no value is published for that ZIP — those ZIPs are absent from this comparison rather than counted as unexposed.
Full methodology ›Obesity
26.4%
in the bottom 8.0% nationally
Lower is healthier
ST35thUS8thDefinition & source ›
The estimated share of adults with obesity, defined as a body-mass index of 30 or higher.
Full methodology ›Loud transportation noise
2.1%
in the top 7.0% nationally
Lower is healthier
ST63rdUS93rdDefinition & source ›
The modeled share of residents exposed to average road, rail, and aviation noise at or above 65 decibels — around the volume of normal conversation.
Full methodology ›Energy-cost burden
1.5%
in the bottom 4.8% nationally
Lower is healthier
ST21stUS5thDefinition & source ›
The modeled share of household income spent on home energy bills — electricity, gas, and heating fuels.
A modeled share of household income spent on home energy. Estimates that hit the model’s 100% ceiling are suppressed rather than published, because at that point the figure reflects the model’s limit rather than a measured burden.
Full methodology ›Park land
15.2%
in the top 8.8% nationally
Higher is healthier
ST75thUS91stDefinition & source ›
The share of this ZIP’s land area that is public parkland.
Full methodology ›The read
By the composite measure, Morgan Hill, California (ZIP 95037) sits in the top 7.9% healthiest ZIPs nationally (2,504th) and the top 18% of California (313th).
The readings split fairly evenly between strengths and concerns: household income registers in the top 2.7% nationally, subsidized affordable housing lands in the top 1.3% nationally, and modeled obesity resides in the bottom 8.0% nationally. Modeled energy burden lies in the bottom 4.8% nationally, and park land settles in the top 8.8% nationally. Working the other way, modeled expected annual loss stands in the top 2.5% nationally, and nitrate is in the top 3.1% nationally. Modeled disaster risk rests in the top 4.3% nationally, and outer-floodplain exposure sits in the top 4.6% nationally. Modeled loud transportation noise registers in the top 7.0% nationally.
Compared with the ZIPs that surround it, expected annual loss runs far higher than the surrounding ZIPs on this measure. In plain language, expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Nitrate is a groundwater compound from fertilizer, manure, and sewage, here a modeled estimate of the chance private-well levels exceed a benchmark. Disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. ZIP 95033, just across the boundary, ranks healthier overall.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the San Jose-Sunnyvale-Santa Clara, CA metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Chronic Disease Burden
healthier than 92%
21%
Social Need / SDOH
healthier than 92%
16%
Risk Behavior
healthier than 92%
11%
Mental Health
healthier than 76%
8%
Disability
healthier than 84%
7%
Healthcare Access
healthier than 83%
5%
About typical
Environmental Hazard
healthier than 41%
14%
Preventive Care
healthier than 41%
13%
Climate / Disaster Risk
healthier than 55%
5%
Nothing measured is holding this score back.
Lifting this score
Chronic Disease Burden
healthier than 76%
21%
Social Need / SDOH
healthier than 88%
16%
Environmental Hazard
healthier than 68%
14%
Preventive Care
healthier than 63%
13%
Risk Behavior
healthier than 83%
11%
Mental Health
healthier than 73%
8%
Disability
healthier than 80%
7%
Healthcare Access
healthier than 65%
5%
About typical
Climate / Disaster Risk
healthier than 42%
5%
Nothing measured is holding this score back.
Lifting this score
Social Need / SDOH
healthier than 60%
16%
Environmental Hazard
healthier than 85%
14%
Preventive Care
healthier than 63%
13%
Healthcare Access
healthier than 62%
5%
About typical
Risk Behavior
healthier than 40%
11%
Holding it back
Chronic Disease Burden
healthier than 13%
21%
Mental Health
healthier than 22%
8%
Disability
healthier than 30%
7%
Climate / Disaster Risk
healthier than 27%
5%
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
One of our published findings lists this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Heavy environment, light chronic burden
Where the environment and chronic illness point in opposite directions
Environmental-hazard standing 41.2; chronic-disease standing 92.1 (top 10%) — 51 points apart, heavier on the environment than it is on chronic illness.
Ranked #14,479 of the 18,187 ZIP codes this finding names, ordered by the gap from cleanest environment to heaviest chronic burden, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
95013
Californiashares a border
Score 45.75
Closest healthier
95033
Californiashares a border
Score 67.19
Similar health profile
22204
Virginia100% similar profile
Score 67.06
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 20.2% | 18.0–22.6 |
| High blood pressure among adults | 29.2% | 26.3–32.2 |
| Cancer (non-skin) or melanoma among adults | 7.4% | 6.7–8.1 |
| Current asthma among adults | 9.2% | 8.1–10.3 |
| Coronary heart disease among adults | 5.1% | 4.6–5.7 |
| Chronic obstructive pulmonary disease among adults | 4.5% | 4.0–5.0 |
| Depression among adults | 21.0% | 18.4–23.9 |
| Diagnosed diabetes among adults | 10.6% | 9.3–12.1 |
| High cholesterol among adults who have ever been screened | 34.9% | 31.6–38.2 |
| Obesity among adults | 26.4% | 22.4–30.7 |
| Stroke among adults | 2.8% | 2.5–3.0 |
| All teeth lost among adults aged >=65 years | 6.9% | 5.6–8.4 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 7.8% | 6.7–9.0 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 71.6% | 68.3–74.8 |
| Visits to doctor for routine checkup within the past year among adults | 71.9% | 68.6–75.0 |
| Cholesterol screening among adults | 87.6% | 86.1–89.1 |
| Colorectal cancer screening among adults aged 45–75 years | 63.6% | 59.5–67.6 |
| Visited dentist or dental clinic in the past year among adults | 69.7% | 66.9–72.4 |
| Mammography use among women aged 50-74 years | 78.9% | 72.8–84.1 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 14.5% | 12.3–16.9 |
| Current cigarette smoking among adults | 9.4% | 8.1–10.8 |
| No leisure-time physical activity among adults | 22.1% | 19.3–25.3 |
| Short sleep duration among adults | 31.0% | 27.3–34.8 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 17.6% | 15.7–19.8 |
| Frequent mental distress among adults | 15.3% | 13.7–17.1 |
| Frequent physical distress among adults | 11.8% | 10.5–13.2 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 12.1% | 10.8–13.5 |
| Any disability among adults | 26.7% | 23.9–29.9 |
| Hearing disability among adults | 5.6% | 5.0–6.3 |
| Independent living disability among adults | 6.4% | 5.7–7.1 |
| Mobility disability among adults | 11.6% | 10.2–13.2 |
| Self-care disability among adults | 3.0% | 2.8–3.3 |
| Vision disability among adults | 4.2% | 3.8–4.6 |
Health-Related Social NeedsCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Lack of social and emotional support among adults | 26.1% | 23.1–29.4 |
| Food insecurity in the past 12 months among adults | 11.7% | 10.2–13.4 |
| Received food stamps in the past 12 months among adults | 9.4% | 8.1–10.8 |
| Housing insecurity in the past 12 months among adults | 10.9% | 9.5–12.4 |
| Lack of reliable transportation in the past 12 months among adults | 6.7% | 6.0–7.6 |
| Loneliness among adults | 37.3% | 33.4–41.4 |
| Utility services shut-off threat in the past 12 months among adults | 5.3% | 4.6–6.1 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | CA median (p10–p90) |
|---|---|---|---|
| Poverty rate | 4.7% | 10.6% (3.1–25.8%) n=32,364 | 10.6% (4.1–24.9%) n=1,714 |
| Uninsured 18–64 | 4.1% | 9.0% (1.5–24.3%) n=32,286 | 7.7% (1.7–17.9%) n=1,704 |
| No HS diploma (25+) | 9.2% | 7.9% (1.8–20.7%) n=32,505 | 9.8% (1.4–30.9%) n=1,729 |
| Bachelor's or higher (25+) | 45.8% | 23.3% (9.2–53.6%) n=32,505 | 31.3% (9.9–68.2%) n=1,729 |
| Unemployment rate (16+) | 5.2% | 3.9% (0.0–9.8%) n=32,274 | 6.1% (0.8–12.0%) n=1,714 |
| Households without a vehicle | 3.5% | 3.9% (0.0–12.5%) n=32,322 | 4.5% (0.0–12.2%) n=1,708 |
| Broadband subscription | 96.1% | 89.3% (75.1–97.1%) n=32,322 | 93.4% (82.1–98.4%) n=1,708 |
| Housing cost burden (≥30% income) | 34.0% | 23.7% (10.6–40.0%) n=32,322 | 38.6% (24.4–50.5%) n=1,708 |
| Homeownership rate | 70.6% | 78.7% (51.7–94.0%) n=32,322 | 64.1% (31.9–86.4%) n=1,708 |
| Crowded housing (>1 per room) | 6.1% | 1.3% (0.0–6.3%) n=32,322 | 4.8% (0.0–15.9%) n=1,708 |
| Foreign-born population | 21.6% | 2.6% (0.0–18.6%) n=32,553 | 18.9% (3.0–40.4%) n=1,730 |
| Single-parent households | 47.9% | 53.6% (37.3–74.1%) n=32,087 | 48.4% (35.1–72.3%) n=1,692 |
| Population 65+ | 15.9% | 19.4% (10.8–33.6%) n=32,553 | 17.0% (9.7–35.7%) n=1,730 |
| Median age | 39.2 yr | 42.2 yr (33.0–56.3) n=32,292 | 40.1 yr (31.8–57.0) n=1,712 |
| Median household income | $163,182 | $72,070 ($46,039–$118,707) n=30,318 | $93,448 ($54,188–$159,562) n=1,584 |
| Median home value | $1,243,900 | $222,200 ($100,300–$579,820) n=30,049 | $659,800 ($300,520–$1,493,340) n=1,593 |
| Median gross rent | $2,452 | $1,021 ($677–$1,912) n=25,670 | $1,912 ($1,113–$2,923) n=1,461 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | CA median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 81.5 yr ± 0.58 | 78.9 yr (74.7–82.8) n=31,308 | 80.5 yr (76.7–83.8) n=1,665 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.58 years of 81.5, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured