ZIP code
80538
in Loveland, ColoradoPopulation 50,110
59.18/ 100
Ranked #5,467 of 32,066 US ZIPs (top 17%)
Ranked #179 of 502 Colorado ZIPs (top 36%)
Ranked #11 of 18 Fort Collins-Loveland, CO ZIPs (bottom 39%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Natural-disaster risk
in the top 0.9% nationally
Lower is healthier
ST97thUS99thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Obesity
24.1%
in the bottom 4.3% nationally
Lower is healthier
ST24thUS4thDefinition & source ›
The estimated share of adults with obesity, defined as a body-mass index of 30 or higher.
Full methodology ›Subsidized affordable housing
676 units
in the top 2.9% nationally
Higher is healthier
ST97thUS97thDefinition & source ›
The number of affordable rental units in this ZIP supported by the federal Low-Income Housing Tax Credit program.
Full methodology ›Short sleep
27.5%
in the bottom 2.2% nationally
Lower is healthier
ST16thUS2ndDefinition & source ›
The estimated share of adults who usually sleep less than seven hours in a 24-hour period.
Full methodology ›Expected annual disaster loss
$0
in the top 3.9% nationally
Lower is healthier
ST99thUS96thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Mammography
67%
in the bottom 5.5% nationally
Higher is healthier
ST21stUS5thDefinition & source ›
The estimated share of women aged 50–74 who had a mammogram within the past two years.
Full methodology ›Dental provider access
1 per 1,000 residents
in the top 6.2% nationally
Higher is healthier
ST90thUS94thDefinition & source ›
The number of dental offices located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Air-toxics cancer risk
39.4 per million
in the top 7.1% nationally
Lower is healthier
ST89thUS93rdDefinition & source ›
The EPA’s modeled estimate of added lifetime cancer risk from breathing outdoor air toxics, in cases per million people exposed over a lifetime.
Full methodology ›Diabetes
8.4%
in the bottom 5.7% nationally
Lower is healthier
ST28thUS6thDefinition & source ›
The estimated share of adults who have been diagnosed with diabetes.
Full methodology ›Fine-particle (PM2.5) exceedance
1.1%
in the top 9.4% nationally
Lower is healthier
ST93rdUS91stDefinition & source ›
The share of days in the year when modeled fine-particle (PM2.5) pollution was above the EPA’s daily limit of 35 micrograms per cubic meter.
Full methodology ›The read
Overall, ZIP 80538, one of several in Loveland, Colorado places in the top 17% healthiest ZIPs nationally (5,467th) and the top 36% of Colorado (179th).
The measures land in both directions, and neither dominates: modeled obesity settles in the bottom 4.3% nationally, and subsidized affordable housing sits in the top 2.9% nationally. Modeled short sleep lies in the bottom 2.2% nationally. Distance to an emergency room rests at the national minimum, shared with about 11% of ZIPs. Dental providers resides in the top 6.2% nationally. Pulling the other way, modeled disaster risk is in the top 0.9% nationally, expected annual loss lands in the top 3.9% nationally, and mammography stands in the bottom 5.5% nationally. Modeled air-toxics cancer risk registers in the top 7.1% nationally, and radon settles in the top 10.4% nationally.
Beside the areas that surround it, expected annual loss runs far higher than the surrounding ZIPs on this measure. For readers new to these terms, disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Air-toxics cancer risk is a modeled EPA estimate of added lifetime cancer risk from breathing outdoor air, per million people. Among nearby ZIPs, the nearest healthier one overall is ZIP 80512, just across the boundary.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Fort Collins-Loveland, CO metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Chronic Disease Burden
healthier than 81%
21%
Social Need / SDOH
healthier than 90%
16%
Risk Behavior
healthier than 94%
11%
Disability
healthier than 80%
7%
Climate / Disaster Risk
healthier than 87%
5%
Healthcare Access
in the top 0.00%
5%
About typical
Mental Health
healthier than 56%
8%
Holding it back
Environmental Hazard
healthier than 9%
14%
Preventive Care
healthier than 27%
13%
Lifting this score
Social Need / SDOH
healthier than 81%
16%
Risk Behavior
healthier than 82%
11%
Healthcare Access
in the top 0.00%
5%
About typical
Chronic Disease Burden
healthier than 51%
21%
Preventive Care
healthier than 55%
13%
Mental Health
healthier than 44%
8%
Disability
healthier than 55%
7%
Climate / Disaster Risk
healthier than 46%
5%
Holding it back
Environmental Hazard
healthier than 15%
14%
Lifting this score
Social Need / SDOH
healthier than 82%
16%
Healthcare Access
in the top 0.00%
5%
About typical
Chronic Disease Burden
healthier than 53%
21%
Preventive Care
healthier than 53%
13%
Risk Behavior
healthier than 53%
11%
Mental Health
healthier than 47%
8%
Climate / Disaster Risk
healthier than 53%
5%
Holding it back
Environmental Hazard
healthier than 24%
14%
Disability
healthier than 35%
7%
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
3 of our published findings list this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Above what income predicts
The ZIP codes that outlive their incomes
Estimated life expectancy is 81.7 ± 1.0 years. A median household income of $86,671 predicts 79.5 years — 2.2 years above.
Ranked #838 of the 5,842 ZIP codes this finding names, ordered by years above what income predicts, highest first.
Heavy environment, light chronic burden
Where the environment and chronic illness point in opposite directions
Environmental-hazard standing 9.7 (bottom 10%); chronic-disease standing 81.4 — 72 points apart, heavier on the environment than it is on chronic illness.
Ranked #16,551 of the 18,187 ZIP codes this finding names, ordered by the gap from cleanest environment to heaviest chronic burden, highest first.
Highest-risk tenth
Air toxics and the years between the two ends of the risk scale
Modeled air-toxics cancer risk is 39.4 cases per million — among the tenth of compared ZIP codes with the most. Estimated life expectancy is 81.7 ± 1.0 years.
Ranked #1,559 of the 4,173 ZIP codes this finding names, ordered by modeled air-toxics risk, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
80512
Coloradoshares a border
Score 63.84
Closest healthier
80525
Coloradoshares a border
Score 61.58
Similar health profile
98178
Washington98% similar profile
Score 60.66
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 27.0% | 24.4–29.7 |
| High blood pressure among adults | 29.2% | 26.2–32.1 |
| Cancer (non-skin) or melanoma among adults | 10.4% | 9.5–11.3 |
| Current asthma among adults | 11.3% | 10.1–12.6 |
| Coronary heart disease among adults | 6.0% | 5.4–6.6 |
| Chronic obstructive pulmonary disease among adults | 6.0% | 5.3–6.6 |
| Depression among adults | 23.9% | 21.1–26.9 |
| Diagnosed diabetes among adults | 8.4% | 7.3–9.6 |
| High cholesterol among adults who have ever been screened | 33.6% | 30.4–36.8 |
| Obesity among adults | 24.1% | 20.4–28.1 |
| Stroke among adults | 3.1% | 2.9–3.3 |
| All teeth lost among adults aged >=65 years | 8.1% | 6.4–9.9 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 8.6% | 7.4–9.7 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 74.2% | 71.0–77.2 |
| Visits to doctor for routine checkup within the past year among adults | 72.5% | 69.3–75.5 |
| Cholesterol screening among adults | 87.2% | 85.8–88.6 |
| Colorectal cancer screening among adults aged 45–75 years | 67.3% | 63.0–71.3 |
| Visited dentist or dental clinic in the past year among adults | 67.7% | 64.7–70.7 |
| Mammography use among women aged 50-74 years | 67.0% | 59.7–73.9 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 17.8% | 15.3–20.4 |
| Current cigarette smoking among adults | 10.1% | 8.7–11.5 |
| No leisure-time physical activity among adults | 14.8% | 12.5–17.2 |
| Short sleep duration among adults | 27.5% | 23.8–31.5 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 14.3% | 12.6–16.0 |
| Frequent mental distress among adults | 15.6% | 13.9–17.3 |
| Frequent physical distress among adults | 12.5% | 11.1–13.9 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 13.2% | 11.7–14.6 |
| Any disability among adults | 28.0% | 25.0–31.0 |
| Hearing disability among adults | 7.3% | 6.5–8.1 |
| Independent living disability among adults | 6.6% | 5.9–7.3 |
| Mobility disability among adults | 11.1% | 9.7–12.5 |
| Self-care disability among adults | 2.9% | 2.7–3.2 |
| Vision disability among adults | 3.9% | 3.5–4.2 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | CO median (p10–p90) |
|---|---|---|---|
| Poverty rate | 8.8% | 10.6% (3.1–25.8%) n=32,364 | 9.1% (2.3–21.1%) n=507 |
| Uninsured 18–64 | 11.4% | 9.0% (1.5–24.3%) n=32,286 | 9.9% (1.9–21.6%) n=503 |
| No HS diploma (25+) | 3.9% | 7.9% (1.8–20.7%) n=32,505 | 5.0% (0.0–16.3%) n=508 |
| Bachelor's or higher (25+) | 41.4% | 23.3% (9.2–53.6%) n=32,505 | 33.9% (14.8–65.1%) n=508 |
| Unemployment rate (16+) | 4.6% | 3.9% (0.0–9.8%) n=32,274 | 3.6% (0.0–7.7%) n=505 |
| Households without a vehicle | 3.9% | 3.9% (0.0–12.5%) n=32,322 | 2.9% (0.0–9.4%) n=507 |
| Broadband subscription | 92.5% | 89.3% (75.1–97.1%) n=32,322 | 92.5% (79.4–98.7%) n=507 |
| Housing cost burden (≥30% income) | 34.3% | 23.7% (10.6–40.0%) n=32,322 | 29.9% (15.9–42.9%) n=507 |
| Homeownership rate | 69.4% | 78.7% (51.7–94.0%) n=32,322 | 74.7% (51.5–93.8%) n=507 |
| Crowded housing (>1 per room) | 1.8% | 1.3% (0.0–6.3%) n=32,322 | 1.1% (0.0–5.3%) n=507 |
| Foreign-born population | 5.2% | 2.6% (0.0–18.6%) n=32,553 | 4.8% (0.0–14.6%) n=508 |
| Single-parent households | 61.0% | 53.6% (37.3–74.1%) n=32,087 | 54.4% (40.1–81.1%) n=500 |
| Population 65+ | 23.2% | 19.4% (10.8–33.6%) n=32,553 | 18.6% (9.2–36.4%) n=508 |
| Median age | 42.9 yr | 42.2 yr (33.0–56.3) n=32,292 | 41.0 yr (33.4–58.2) n=502 |
| Median household income | $86,671 | $72,070 ($46,039–$118,707) n=30,318 | $84,602 ($48,743–$134,919) n=470 |
| Median home value | $497,700 | $222,200 ($100,300–$579,820) n=30,049 | $458,400 ($191,360–$800,020) n=469 |
| Median gross rent | $1,760 | $1,021 ($677–$1,912) n=25,670 | $1,534 ($828–$2,196) n=401 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | CO median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 81.7 yr ± 0.49 | 78.9 yr (74.7–82.8) n=31,308 | 80.4 yr (76.8–83.2) n=466 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.49 years of 81.7, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured