ZIP code
45838
in Elgin, OhioPopulation 72
Score not computed — limited data for this ZIP.
Because no Score is computed, this ZIP doesn't appear in the state, metro, or national rankings.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Natural-disaster risk
in the bottom 0.2% nationally
Lower is healthier
ST1stUS1stDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Expected annual disaster loss
$0
in the bottom 1.2% nationally
Lower is healthier
ST1stUS1stDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Walkability
240 intersections/sq mi
in the top 1.5% nationally
Higher is healthier
ST98thUS99thDefinition & source ›
The number of street intersections per square mile — a standard street-connectivity measure; denser networks correlate with more walkable neighborhoods.
Full methodology ›Home broadband subscription
100%
at the national maximum
Higher is healthier
ST99thUS99thDefinition & source ›
The share of households with a broadband internet subscription.
Full methodology ›Floodplain exposure
0.00%
at the national minimum
Lower is healthier
ST1stUS1stDefinition & source ›
The share of this ZIP’s land area inside FEMA’s 1%-annual-chance floodplain — the “100-year” flood zone, where flooding has about a 1-in-100 chance in any given year.
Measured from FEMA’s mapped flood panels. Where a panel has not been mapped, no value is published for that ZIP — those ZIPs are absent from this comparison rather than counted as unexposed.
Full methodology ›Housing-cost burden
3.7%
in the bottom 4.5% nationally
Lower is healthier
ST3rdUS4thDefinition & source ›
The share of households spending 30% or more of their income on housing.
Full methodology ›Tree cover
0.00%
at the national minimum
Higher is healthier
ST1stUS1stDefinition & source ›
The share of this ZIP’s land area covered by forest.
Full methodology ›Poverty rate
2.8%
in the bottom 9.0% nationally
Lower is healthier
ST7thUS9thDefinition & source ›
The share of residents whose income is below the federal poverty line, from the Census Bureau’s American Community Survey.
Full methodology ›Homeownership rate
92.6%
in the top 12.4% nationally
Higher is healthier
ST91stUS88thDefinition & source ›
The share of occupied homes that are owned, rather than rented, by the people living in them.
Full methodology ›Distance to a Superfund site
38.3 mi
in the top 20% nationally
Higher is healthier
ST90thUS80thDefinition & source ›
The distance in miles from this ZIP’s edge to the nearest Superfund site — an abandoned or uncontrolled hazardous-waste site the EPA has listed for cleanup.
Full methodology ›The read
With the picture still incomplete, for Elgin, Ohio (ZIP 45838), health standing is not ranked here — the available data is too limited to place it confidently.
From the measures on hand, the profile can say a few things: modeled disaster risk stands in the bottom 0.2% nationally, modeled expected annual loss is in the bottom 1.2% nationally, and walkability rests in the top 1.5% nationally. Home broadband subscription sits at the national maximum, floodplain exposure registers at the national minimum, and housing-cost burden lands in the bottom 4.5% nationally. Households without a vehicle resides at the national minimum, shared with about 16% of ZIPs. Poverty lies in the bottom 9.0% nationally. Against that, modeled tree cover settles at the national minimum. Fiber broadband stands at the national minimum, shared with about 19% of ZIPs.
Set against the neighboring ZIPs, walkability runs far higher than the surrounding ZIPs on this measure. In everyday language, disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Floodplain exposure is land with about a 1-in-100 chance of flooding each year, nicknamed the "100-year floodplain".
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health outcomes & behaviorCDC PLACES
No PLACES data is available for this ZIP yet.
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | OH median (p10–p90) |
|---|---|---|---|
| Poverty rate | 2.8% | 10.6% (3.1–25.8%) n=32,364 | 10.7% (3.5–26.2%) n=1,177 |
| Uninsured 18–64 | 4.9% | 9.0% (1.5–24.3%) n=32,286 | 7.8% (2.5–18.1%) n=1,174 |
| No HS diploma (25+) | 6.5% | 7.9% (1.8–20.7%) n=32,505 | 7.5% (2.3–17.0%) n=1,179 |
| Bachelor's or higher (25+) | 0.0% | 23.3% (9.2–53.6%) n=32,505 | 19.7% (8.1–45.8%) n=1,179 |
| Unemployment rate (16+) | 4.9% | 3.9% (0.0–9.8%) n=32,274 | 3.7% (0.0–9.8%) n=1,171 |
| Households without a vehicle | 0.0% | 3.9% (0.0–12.5%) n=32,322 | 4.4% (0.0–14.5%) n=1,177 |
| Broadband subscription | 100.0% | 89.3% (75.1–97.1%) n=32,322 | 88.9% (76.5–96.0%) n=1,177 |
| Housing cost burden (≥30% income) | 3.7% | 23.7% (10.6–40.0%) n=32,322 | 21.3% (11.2–34.6%) n=1,177 |
| Homeownership rate | 92.6% | 78.7% (51.7–94.0%) n=32,322 | 78.3% (52.8–91.8%) n=1,177 |
| Crowded housing (>1 per room) | 0.0% | 1.3% (0.0–6.3%) n=32,322 | 0.8% (0.0–3.5%) n=1,177 |
| Foreign-born population | 0.0% | 2.6% (0.0–18.6%) n=32,553 | 1.0% (0.0–6.8%) n=1,180 |
| Single-parent households | 28.0% | 53.6% (37.3–74.1%) n=32,087 | 53.2% (36.6–68.1%) n=1,168 |
| Population 65+ | 6.9% | 19.4% (10.8–33.6%) n=32,553 | 19.0% (11.1–27.2%) n=1,180 |
| Median age | 42.5 yr | 42.2 yr (33.0–56.3) n=32,292 | 41.5 yr (33.2–50.5) n=1,169 |
| Median household income | $91,181 | $72,070 ($46,039–$118,707) n=30,318 | $70,500 ($46,328–$101,197) n=1,127 |
| Median home value | $115,600 | $222,200 ($100,300–$579,820) n=30,049 | $177,700 ($104,860–$310,980) n=1,117 |
| Median gross rent | — | $1,021 ($677–$1,912) n=25,670 | $907 ($714–$1,294) n=1,007 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | OH median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 80.4 yr ± 1.72 | 78.9 yr (74.7–82.8) n=31,308 | 77.9 yr (74.0–81.3) n=1,154 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 1.72 years of 80.4, and it’s very unlikely to be off by more than twice that.
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How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. How distance is measured