ZIP code
32405
in Panama City, FloridaPopulation 29,984
50.00/ 100
Ranked #16,248 of 32,066 US ZIPs (bottom 49%)
Ranked #582 of 974 Florida ZIPs (bottom 40%)
Ranked #7 of 17 Panama City-Panama City Beach, FL ZIPs (top 41%)
Ranks are modeled estimates — ZIPs a few hundred places apart are effectively tied.
What defines this ZIP
Metrics where this ZIP sits in the tails of the national distribution — the ones that most set it apart. Select any tile for its definition and methodology.
Physician access
5.9 per 1,000 residents
in the top 0.9% nationally
Higher is healthier
ST97thUS99thDefinition & source ›
The number of physicians’ offices located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Natural-disaster risk
in the top 2.1% nationally
Lower is healthier
ST98thUS98thDefinition & source ›
This area’s national rank on its single highest non-flood natural hazard — such as wildfire, tornado, or earthquake — in FEMA’s modeled National Risk Index; flooding is shown separately.
Full methodology ›Outpatient-care access
0.82 per 1,000 residents
in the top 3.0% nationally
Higher is healthier
ST91stUS97thDefinition & source ›
The number of outpatient clinics located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Subsidized affordable housing
636 units
in the top 3.2% nationally
Higher is healthier
ST92ndUS97thDefinition & source ›
The number of affordable rental units in this ZIP supported by the federal Low-Income Housing Tax Credit program.
Full methodology ›Dental provider access
1.3 per 1,000 residents
in the top 3.8% nationally
Higher is healthier
ST94thUS96thDefinition & source ›
The number of dental offices located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Humid extreme heat
151 days/year
in the top 4.5% nationally
Lower is healthier
ST7thUS96thDefinition & source ›
The average number of days per year when modeled heat stress — temperature, humidity, sun, and wind combined — reaches levels hard on the body outdoors.
Full methodology ›Mental-health provider access
0.18 per 1,000 residents
in the top 5.2% nationally
Higher is healthier
ST93rdUS95thDefinition & source ›
The number of mental-health clinics located inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Expected annual disaster loss
$0
in the top 6.3% nationally
Lower is healthier
ST97thUS94thDefinition & source ›
FEMA’s modeled estimate, in dollars per year, of the average harm to people expected from natural hazards — an annualized average, not a forecast for any single year.
Full methodology ›Child-care access
0.64 per 1,000 residents
in the top 6.3% nationally
Higher is healthier
ST95thUS94thDefinition & source ›
The number of child day-care services inside this ZIP’s boundary, per 1,000 residents.
Counted from establishments located inside this ZIP’s boundary, so one just across the line is not counted. Where a ZIP has too few residents for the density to be reliable, no value is published rather than an unreliable one.
Full methodology ›Outer-floodplain exposure
4.3%
in the top 8.4% nationally
Lower is healthier
ST85thUS92ndDefinition & source ›
The share of this ZIP’s land area inside FEMA’s 0.2%-annual-chance flood band — the “500-year” zone, a lower but real 1-in-500 yearly chance.
Measured from FEMA’s mapped flood panels. Where a panel has not been mapped, no value is published for that ZIP — those ZIPs are absent from this comparison rather than counted as unexposed.
Full methodology ›Cross-source signals
Combined exposures in this ZIP
More than one environmental exposure stands out in this ZIP. Each is established independently and shown on its own above; they are grouped here for context — not because one causes the other.
This area ranks among the highest 10% of US ZIP codes for both humid-heat days and flood exposure.
See the full flooding, evacuation & humid-heat analysis →
The read
Overall, ZIP 32405, one of several in Panama City, Florida lands in the bottom 49% nationally (16,248th) and the bottom 40% of Florida (582nd).
Several measures weigh most on this area's profile, and they come first: modeled disaster risk registers in the top 2.1% nationally, and humid heat rests in the top 4.5% nationally. Modeled expected annual loss stands in the top 6.3% nationally. On the better side, physicians lies in the top 0.9% nationally, outpatient lands in the top 3.0% nationally, and subsidized affordable housing sits in the top 3.2% nationally. Dental providers is in the top 3.8% nationally, and mental-health providers settles in the top 5.2% nationally. Distance to an emergency room resides at the national minimum, shared with about 11% of ZIPs. Childcare registers in the top 6.3% nationally.
Set beside the nearby areas, physicians runs far higher than the surrounding ZIPs on this measure. A note on the terms: disaster risk is the area's national rank on its highest non-flood peril in FEMA's modeled Risk Index, like wildfire or quake. Expected annual loss is FEMA's modeled estimate, in dollars, of average yearly harm to people from natural hazards. Subsidized affordable housing is the main federal tax-credit program (HUD) funding affordable rental housing, counted as local units it supports. For a healthier nearby comparison, ZIP 32407, just across the boundary, ranks better overall.
What’s driving this score
Nine domains make up the ZipVitals Score — here is how this ZIP does on each, and how much each one counts. Compare it against the US, this state and the Panama City-Panama City Beach, FL metro area.
Compared with the ZIP codes measured across all nine scoring domains — not with all US ZIP codes.
Lifting this score
Social Need / SDOH
healthier than 86%
16%
Healthcare Access
in the top 0.00%
5%
About typical
Chronic Disease Burden
healthier than 55%
21%
Environmental Hazard
healthier than 56%
14%
Mental Health
healthier than 54%
8%
Disability
healthier than 44%
7%
Holding it back
Preventive Care
healthier than 24%
13%
Risk Behavior
healthier than 37%
11%
Climate / Disaster Risk
healthier than 12%
5%
Lifting this score
Social Need / SDOH
healthier than 80%
16%
Healthcare Access
in the top 0.00%
5%
About typical
Chronic Disease Burden
healthier than 56%
21%
Disability
healthier than 50%
7%
Climate / Disaster Risk
healthier than 57%
5%
Holding it back
Environmental Hazard
healthier than 28%
14%
Preventive Care
healthier than 36%
13%
Risk Behavior
healthier than 30%
11%
Mental Health
healthier than 17%
8%
Lifting this score
Chronic Disease Burden
healthier than 75%
21%
Social Need / SDOH
in the top 0.00%
16%
Preventive Care
healthier than 83%
13%
Risk Behavior
healthier than 83%
11%
Mental Health
healthier than 75%
8%
Disability
healthier than 67%
7%
Climate / Disaster Risk
healthier than 67%
5%
Healthcare Access
in the top 0.00%
5%
Holding it back
Environmental Hazard
healthier than 17%
14%
“Share” is how much of this ZIP’s score the domain accounts for. Percentages are rounded; higher is healthier in every domain. How the score works, and who it compares you with ›
Findings that name this ZIP
One of our published findings lists this ZIP code. Each finding compares one published measure against a stated benchmark, and names only the ZIP codes whose estimates are reliable enough to rank. See all surprising findings.
Below what income predicts
The ZIP codes that outlive their incomes
Estimated life expectancy is 77.2 ± 1.4 years. A median household income of $73,373 predicts 78.9 years — 1.7 years below.
Ranked #2,100 of the 5,842 ZIP codes this finding names, ordered by years above what income predicts, highest first.
Nearby & similar ZIPs
Editorially selected — see how this ZIP compares to nearby and similar places.
Nearby
32401
Floridashares a border
Score 42.57
Closest healthier
32407
Floridashares a border
Score 55.89
Similar health profile
75069
Texas97% similar profile
Score 51.35
How these were chosen: only ZIPs with a published Score appear — a nearby ZIP with too little data to score won’t. Nearby means closest by distance between ZIP boundaries, which can cross state lines. A similar health profile is a close match across the nine Score domains, not similar demographics. Distances are measured between ZIP boundaries — ZIPs that touch share a border. How distance is measured
Evidence
Every measure this page draws on, by source. Collapsed by default — the full data stays in the page for search engines either way.
Health OutcomesCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Arthritis among adults | 28.7% | 25.9–31.4 |
| High blood pressure among adults | 37.6% | 34.3–41.0 |
| Cancer (non-skin) or melanoma among adults | 9.1% | 8.3–9.9 |
| Current asthma among adults | 10.1% | 9.0–11.2 |
| Coronary heart disease among adults | 7.4% | 6.7–8.1 |
| Chronic obstructive pulmonary disease among adults | 8.1% | 7.3–8.9 |
| Depression among adults | 20.8% | 18.0–23.6 |
| Diagnosed diabetes among adults | 12.1% | 10.7–13.6 |
| High cholesterol among adults who have ever been screened | 39.2% | 35.7–42.8 |
| Obesity among adults | 33.4% | 28.5–38.6 |
| Stroke among adults | 3.8% | 3.5–4.1 |
| All teeth lost among adults aged >=65 years | 13.3% | 11.0–15.7 |
PreventionCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Current lack of health insurance among adults aged 18-64 years | 14.0% | 12.3–15.7 |
| Taking medicine to control high blood pressure among adults with high blood pressure | 76.5% | 73.8–78.9 |
| Visits to doctor for routine checkup within the past year among adults | 76.2% | 73.1–79.2 |
| Cholesterol screening among adults | 85.0% | 83.3–86.5 |
| Colorectal cancer screening among adults aged 45–75 years | 65.9% | 61.4–70.0 |
| Visited dentist or dental clinic in the past year among adults | 57.5% | 54.2–60.7 |
| Mammography use among women aged 50-74 years | 72.2% | 64.9–78.6 |
Health Risk BehaviorsCDC PLACES 2022 / 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Binge drinking among adults | 16.3% | 13.9–19.0 |
| Current cigarette smoking among adults | 14.7% | 13.0–16.6 |
| No leisure-time physical activity among adults | 26.2% | 22.8–29.7 |
| Short sleep duration among adults | 39.3% | 34.3–44.2 |
Health StatusCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Fair or poor self-rated health status among adults | 20.8% | 18.6–23.0 |
| Frequent mental distress among adults | 18.0% | 16.2–19.9 |
| Frequent physical distress among adults | 15.1% | 13.5–16.7 |
DisabilityCDC PLACES 2023 · BRFSS
| Measure | Crude prevalence | 95% CI |
|---|---|---|
| Cognitive disability among adults | 15.2% | 13.8–16.8 |
| Any disability among adults | 33.0% | 29.6–36.5 |
| Hearing disability among adults | 7.6% | 6.8–8.4 |
| Independent living disability among adults | 9.1% | 8.2–10.0 |
| Mobility disability among adults | 15.3% | 13.6–17.1 |
| Self-care disability among adults | 4.3% | 3.9–4.6 |
| Vision disability among adults | 6.0% | 5.5–6.5 |
Community & economyCensus ACS 5-Year · 2024 release · observed
| Measure | Value | US median (p10–p90) | FL median (p10–p90) |
|---|---|---|---|
| Poverty rate | 16.7% | 10.6% (3.1–25.8%) n=32,364 | 11.4% (5.3–23.2%) n=972 |
| Uninsured 18–64 | 18.3% | 9.0% (1.5–24.3%) n=32,286 | 15.9% (7.1–27.2%) n=968 |
| No HS diploma (25+) | 7.2% | 7.9% (1.8–20.7%) n=32,505 | 8.7% (2.9–20.6%) n=977 |
| Bachelor's or higher (25+) | 30.8% | 23.3% (9.2–53.6%) n=32,505 | 29.1% (12.7–56.0%) n=977 |
| Unemployment rate (16+) | 2.6% | 3.9% (0.0–9.8%) n=32,274 | 4.4% (1.8–7.7%) n=968 |
| Households without a vehicle | 5.1% | 3.9% (0.0–12.5%) n=32,322 | 4.3% (1.2–11.0%) n=972 |
| Broadband subscription | 93.2% | 89.3% (75.1–97.1%) n=32,322 | 91.9% (83.2–96.9%) n=972 |
| Housing cost burden (≥30% income) | 34.3% | 23.7% (10.6–40.0%) n=32,322 | 33.2% (20.1–47.6%) n=972 |
| Homeownership rate | 59.5% | 78.7% (51.7–94.0%) n=32,322 | 74.9% (47.3–90.5%) n=972 |
| Crowded housing (>1 per room) | 2.2% | 1.3% (0.0–6.3%) n=32,322 | 2.2% (0.2–6.7%) n=972 |
| Foreign-born population | 8.1% | 2.6% (0.0–18.6%) n=32,553 | 11.5% (2.3–39.9%) n=977 |
| Single-parent households | 49.4% | 53.6% (37.3–74.1%) n=32,087 | 52.8% (38.7–75.3%) n=968 |
| Population 65+ | 17.4% | 19.4% (10.8–33.6%) n=32,553 | 20.4% (11.9–40.6%) n=977 |
| Median age | 36.2 yr | 42.2 yr (33.0–56.3) n=32,292 | 43.0 yr (35.1–59.8) n=972 |
| Median household income | $73,373 | $72,070 ($46,039–$118,707) n=30,318 | $72,857 ($48,246–$112,420) n=946 |
| Median home value | $279,900 | $222,200 ($100,300–$579,820) n=30,049 | $334,600 ($168,120–$631,410) n=932 |
| Median gross rent | $1,467 | $1,021 ($677–$1,912) n=25,670 | $1,604 ($968–$2,218) n=901 |
Life expectancyNCHS / RWJF USALEEP · model-based
| Measure | Value | US median (p10–p90) | FL median (p10–p90) |
|---|---|---|---|
| Life expectancy at birth | 77.2 yr ± 0.73 | 78.9 yr (74.7–82.8) n=31,308 | 78.2 yr (74.6–82.2) n=894 |
About the ± — it’s this estimate’s give-or-take (statisticians call it the standard error). The true life expectancy for this ZIP most likely falls within 0.73 years of 77.2, and it’s very unlikely to be off by more than twice that.
More ZIPs to explore ▾More ZIPs to explore ▴
How these lists were built: they draw only from ZIPs that have a published Score, so ZIPs with too little data to score are not listed. Distance-based lists use distance between ZIP boundaries with no state filter, so an out-of-state ZIP can appear. Statistically similar means a close match across the nine Score domains, not a demographic match: the measure is the cosine similarity between two ZIPs’ domain scores, taken over the domains both ZIPs have data for and only where that overlap covers at least six of the nine — and where no ZIP clears that minimum-overlap floor, that list is left out rather than filled with a weak match. How distance is measured